{"id":2438,"date":"2022-11-08T14:51:42","date_gmt":"2022-11-08T19:51:42","guid":{"rendered":"https:\/\/knn.us.com\/?p=2438"},"modified":"2022-11-08T14:51:48","modified_gmt":"2022-11-08T19:51:48","slug":"%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-vs-%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-%ec%96%b4%eb%93%9c%eb%b2%a4%ed%8b%b0%ec%a7%80","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-vs-%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-%ec%96%b4%eb%93%9c%eb%b2%a4%ed%8b%b0%ec%a7%80\/","title":{"rendered":"\uba54\ub514\ucf00\uc5b4 VS \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0 <\/strong>"},"content":{"rendered":"

\uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0\ub294 \uc65c \ub3c4\uc785\ub42c\uc744\uae4c<\/u><\/strong>?<\/u><\/strong><\/p>\n\n\n\n

2003 \uc774\ud6c4 \uc815\ubd80\ub294 Medicare Advantage \ub85c \uc54c\ub824\uc9c4 \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc744 \ucd94\uac00\ud588\ub2e4. \uac01 \uc8fc\ub9c8\ub2e4 \uac00\uc785\ud560 \uc218 \uc788\ub294 \ud50c\ub79c\uc774 \ub2e4\ub974\ub2e4. \ud39c\uc2e4\ubca0\ub2c8\uc544\uc5d0\uc120 \uc8fc\ub85c Cigna Health Spring (\uc61b Bravo)\ub85c \uc798 \uc54c\ub824 \uc800 \uc788\ub2e4. \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc740 \ub450 \uac00\uc9c0 \uc774\uc720\ub85c Medicare\uc5d0 \ub3c4\uc785\ub410\ub2e4. \uadf8 \uc774\uc720\ub294 \uccab\uc9f8, \uc758\ub8cc \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 Medicare \uac00 \ube60\ub974\uac8c \ud30c\uc0b0\uc5d0 \uc774\ub974\uac8c \ub41c \uac83. \ub458\uc9f8, \ucd94\uac00 Medicare \ubcf4\ud5d8\uc758 \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \ub178\uc778\ub4e4\uc774 \uac10\ub2f9\ud560 \uc218 \uc5c6\uc5c8\ub2e4.\u00a0Medicare Advantage\ub294 \ub9ce\uc740 \uc218\uc758 Medicare \uc218\ud61c\uc790\ub4e4\uc744 \uc815\ubd80\uac00 \ube44\uc6a9\uc744 \ub354 \uc608\uce21\ud560 \uc218 \uc788\ub294 \ubbfc\uac04 \ubcf4\ud5d8\uc758 \uad00\ub9ac \uc758\ub8cc\ub85c \uc774\ub3d9\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc774 \ub450 \uac00\uc9c0 \ubb38\uc81c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n

\uba54\ub514\ucee4\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0<\/u><\/strong> \u2013 <\/u><\/strong>\ucd94\uac00 \uba54\ub514\ucf00\uc5b4<\/u><\/strong> (Supplemental Medicare) <\/u><\/strong>\ubcf4\ud5d8\ub8cc\ub97c \uac10\ub2f9\ud560\uc218 \uc5c6\ub294 \ub178\uc778\ub4e4\uc744 \uc704\ud55c \ud50c\ub79c<\/u><\/strong><\/u><\/strong><\/p>\n\n\n\n

\uba54\ub514\ucee4\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0\uc758 \uc81c\uc77c \ud070 \uc7a5\uc810\uc740 \ucd94\uac00 \ubcf4\ud5d8\uc744 \uac10\ub2f9\ud560 \uc218 \uc5c6\ub294 \ub178\uc778\ub4e4\uc5d0\uac8c \uc758\ub8cc\ubcf4\ud5d8\uc744 \uc7ac\uacf5\ud560\uc218 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4. Medicare Advantage \ud50c\ub79c\uc744 \uc0ac\uc6a9\ud558\uba74 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \ub54c \ub300\ubd80\ubd84\uc758 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud55c\ub2e4. \ud558\uc9c0\ub9cc \uc774\uac83\uc740 \ub9cc\uc131 \uc9c8\ud658\uc774 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 \uac74\uac15 \uad00\ub9ac\ub97c \uc704\ud55c \uc608\uc0b0\uc744 \uc138\uc6b0\ub294 \uac83\uc744 \ub354 \uc5b4\ub835\uac8c \ub9cc\ub4e0\ub2e4. \uc608\ub97c \ub4e4\uc5b4, COPD\uc640 \uac19\uc740 \uc9c8\ubcd1\uc774 \uc788\ub294 \uacbd\uc6b0 \uc9c8\ubcd1\uc774 \uc9c4\ud589\ub428\uc5d0 \ub530\ub77c \uc785\uc6d0 \uae30\uac04\uc744 \uc815\ud655\ud788 \uacc4\ud68d\ud558\uae30 \ubd88\uac00\ub2a5\ud558\uba70 \uc785\uc6d0\ud560 \ub54c\ub9c8\ub2e4 \uc785\uc6d0 \ud658\uc790 \ubcf8\uc778 \ubd80\ub2f4\uae08\uc73c\ub85c \uc218\ubc31 \ub2ec\ub7ec\ub97c \uc9c0\ubd88\ud574\uc57c\ud55c\ub2e4. \uac70\uc758 \ubaa8\ub4e0 Medicare Advantage \ud50c\ub79c\uc5d0\ub294 \uc785\uc6d0\ud55c \uccab 5\uc77c \ub3d9\uc548 \ud558\ub8e8\uc5d0 $275\uc5d0\uc11c $300 \uc0ac\uc774\uc758 \ucf54\ud398\uc774\uba3c\ud2b8 \uc9c0\ubd88\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub9ac\ud558\uc5ec \ub9cc\uc131 \uc9c8\ud658\uc774\ub098 \uc790\uc8fc \uc758\ub8cc\uc9c4\uc744 \ubd10\uc57c\ud558\ub294 \uc0c1\ud669\uc774\uba74 \uc624\ub9ac\uc9c0\ub110 \uba54\ub514\ucf00\uc5b4\uac00 \ub098\uc744 \uc218\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n

Medicare Advantage \ud50c\ub79c\uc740 \uac00\ub09c\ud55c \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 \uc801\ud569\ud558\ub2e4<\/p>\n\n\n\n

\uc65c\ub0d0\ud558\uba74 \uc815\ubd80\ub97c \ud1b5\ud574 \uba54\ub514\ucf00\uc774\ub4dc \ud504\ub85c\uadf8\ub7a8 \ub610\ub294 Social security\ub85c \ucd94\uac00 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uae30 \ub5bc\ubb38\uc774\ub2e4. \uc989, Medicare \uc640 Medicaid (Medi-Medi) \ub458\ub2e4 \uc790\uaca9\uc774 \ub418\ub294 \uacbd\uc6b0 \uc6d4 \ubcf4\ud610\ub8cc\uc640 \ucf54\ud398\uc774\uba3c\ud2b8\ub97c \uc9c0\uc6d0\ubc1b\uac70\ub098 \uc9c0\ubd88\ud558\ub294 \uae08\uc561\uc774 \ucd5c\uc18c\uc774\ub2e4. Medi-Medi \ub458 \ub2e4 \uc790\uaca9\uc774 \uc548\ub418\uba74 Medicare Advantage\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4. \ud2b9\ud788 \uc9c0\uc18d\uc801\uc778 \ubcd1\uc138\uac00 \uc788\uac70\ub098 \uc7a6\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud558\uba74 \uc624\ud788\ub824 \ub192\uc740 \ubcf8\uc778 \ubd80\ub2f4\uae08\uacfc \ucf54\ud398\uc774\uac00 \ub192\uc544\uc9c8 \uc218 \uc788\uc74c\uc73c\ub85c \ub0b4\uac8c \uc54c\ub9de\uc740 \ubcf4\ud5d8\uc774 \ubb34\uc5c7\uc778\uc9c0 \uc54c\uc544\ubcfc \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n\n\n\n

\uc81c\uc77c \ud070 \ub2e8\uc810\uc778 \uc804\ubb38\uc758\uc0ac\ub97c \ub9cc\ub098\uae30-\ud558\ub298\uc5d0\uc11c \ubcc4 \ub530\uae30?<\/p>\n\n\n\n

Medicare Advantage \ud50c\ub79c\uc758 \ud070 \ub2e8\uc810\uc740 \uc804\ubb38\uc758\ub97c \ub9cc\ub098\uae30 \uc704\ud574 \ucd94\ucc9c\uc11c (referral)\uc744 \ubc1b\uace0 \uc804\ubb38\uc758\uc0ac\ub97c \ubcf4\uae30\uac00 \uc5b4\ub835\ub2e4. \ub610\ud55cspecialist(\uc804\ubb38\uc758\uc0ac)\uc744 \ucc3e\uc544\uac00\uace0 \uc2f6\uc744 \ub5c0, \ubcf4\ud5d8\uc758 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc788\ub294 \uc758\uc0ac\uc5d0\uac8c\ub9cc \uac08\uc218 \uc788\uac8c \ub418\uc5b4\uc788\ub2e4. \uc758\ub8cc\ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uc11c \ubbf8\ub9ac \uc18c\uc218\uc758 \uc804\ubb38 \uc758\ub8cc\uc9c4\ub4e4\uacfc \uc774\uc804\uc758 \ud569\uc758\ub97c \ud1b5\ud574 \ube44\uc6a9\uc744 \uc815\ud55c\ub2e4. \uadf8\ub7fc\uc73c\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \ubbf8\ub9ac \uc815\ud574\uc9c4 \uc804\ubb38 \uc758\ub8cc\uc9c4\ub4e4\ub9cc \ubcfc \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc774\ub77c \uc608\uc57d\uc774 \uc9c0\uccb4\ub418\uace0 \ubd88\ud3b8\ud558\ub2e4.<\/p>\n\n\n\n

\ub098\uc5d0\uac8c \uc54c\ub9de\uc740 \uc758\ub8cc\ubcf4\ud5d8\uc740?<\/p>\n\n\n\n

\ub458 \uc911 \uc120\ud0dd\ud560 \ub5bc, \ub098\uc5d0\uac8c \ubb34\uc5c7\uc774 \uc911\uc694\ud55c\uc9c0 \uc6b0\uc120\uc21c\uc704\ub97c \uc815\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n

\ub9cc\uc57d, \ube44\uc6a9\uc774 \uc81c\uc77c \ud070 \uacb0\uc815\uad8c\uc774\uba74 \uba54\ub514\ucee4\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0\ub97c (Medicare advantage) \uc120\ud0dd\ud55c\ub2e4. \ud558\uc9c0\ub9cc, \uc9c0\uc18d\uc801\uc778 \uc9c8\ubcd1\uc774 \uc788\uac70\ub098, \ub0b4\uac00 \uc6d0\ud558\ub294 \uc804\ubb38\uc758\uc0ac\ub97c \ub9cc\ub098\uace0 \uc2f6\ub2e4\uba74 \uc624\ub9ac\uc9c0\ub110 \uba54\ub514\ucf00\uc5b4 (Medicare w\/supplement plan)\uc744 \uad8c\uc7a5\ud55c\ub2e4. \uacb0\ub860\uc740 \uc88b\uc740 \uc758\ub8cc\ubcf4\ud5d8 \ucee4\ubc84\ub97c \uc6d0\ud558\uba74 \uadf8\ub9cc\ud07c \uac12\uc744 \ub354 \uc9c0\ubd88\ud574\uc57c\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure>","protected":false},"excerpt":{"rendered":"

\uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0\ub294 \uc65c \ub3c4\uc785\ub42c\uc744\uae4c? 2003 \uc774\ud6c4 \uc815\ubd80\ub294 Medicare Advantage \ub85c \uc54c\ub824\uc9c4 \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc744…<\/p>","protected":false},"author":1,"featured_media":2441,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","WB4WB4WP_MODE":"","WB4WP_PAGE_SCRIPTS":"","WB4WP_PAGE_STYLES":"","WB4WP_PAGE_FONTS":"","WB4WP_PAGE_HEADER":"","WB4WP_PAGE_FOOTER":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"nfd_image_url":"","nfd_onboarding_generated":"","footnotes":""},"categories":[41],"tags":[1184,1003,1186,1185,62,211],"class_list":["post-2438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-column","tag-1184","tag-1003","tag-1186","tag-1185","tag-62","tag-211"],"yoast_head":"\n\uba54\ub514\ucf00\uc5b4 VS \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0 - \ud55c\uad6d\uc77c\ubcf4\ud544\ub77c\ub378\ud53c\uc544<\/title>\n<meta name=\"description\" content=\"2003 \uc774\ud6c4 \uc815\ubd80\ub294 Medicare Advantage \ub85c \uc54c\ub824\uc9c4 \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc744 \ucd94\uac00\ud588\ub2e4. \uac01 \uc8fc\ub9c8\ub2e4 \uac00\uc785\ud560 \uc218 \uc788\ub294 \ud50c\ub79c\uc774 \ub2e4\ub974\ub2e4. \ud39c\uc2e4\ubca0\ub2c8\uc544\uc5d0\uc120 \uc8fc\ub85c Cigna Health Spring (\uc61b Bravo)\ub85c \uc798 \uc54c\ub824 \uc800 \uc788\ub2e4. \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc740 \ub450 \uac00\uc9c0 \uc774\uc720\ub85c Medicare\uc5d0 \ub3c4\uc785\ub410\ub2e4. \uadf8 \uc774\uc720\ub294 \uccab\uc9f8, \uc758\ub8cc \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 Medicare \uac00 \ube60\ub974\uac8c \ud30c\uc0b0\uc5d0 \uc774\ub974\uac8c \ub41c \uac83. \ub458\uc9f8, \ucd94\uac00 Medicare \ubcf4\ud5d8\uc758 \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \ub178\uc778\ub4e4\uc774 \uac10\ub2f9\ud560 \uc218 \uc5c6\uc5c8\ub2e4.\u00a0Medicare Advantage\ub294 \ub9ce\uc740 \uc218\uc758 Medicare \uc218\ud61c\uc790\ub4e4\uc744 \uc815\ubd80\uac00 \ube44\uc6a9\uc744 \ub354 \uc608\uce21\ud560 \uc218 \uc788\ub294 \ubbfc\uac04 \ubcf4\ud5d8\uc758 \uad00\ub9ac \uc758\ub8cc\ub85c \uc774\ub3d9\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc774 \ub450 \uac00\uc9c0 \ubb38\uc81c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreatimesphila.com\/en\/\uba54\ub514\ucf00\uc5b4-vs-\uba54\ub514\ucf00\uc5b4-\uc5b4\ub4dc\ubca4\ud2f0\uc9c0\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uba54\ub514\ucf00\uc5b4 VS \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubca4\ud2f0\uc9c0 - \ud55c\uad6d\uc77c\ubcf4\ud544\ub77c\ub378\ud53c\uc544\" \/>\n<meta property=\"og:description\" content=\"2003 \uc774\ud6c4 \uc815\ubd80\ub294 Medicare Advantage \ub85c \uc54c\ub824\uc9c4 \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc744 \ucd94\uac00\ud588\ub2e4. \uac01 \uc8fc\ub9c8\ub2e4 \uac00\uc785\ud560 \uc218 \uc788\ub294 \ud50c\ub79c\uc774 \ub2e4\ub974\ub2e4. \ud39c\uc2e4\ubca0\ub2c8\uc544\uc5d0\uc120 \uc8fc\ub85c Cigna Health Spring (\uc61b Bravo)\ub85c \uc798 \uc54c\ub824 \uc800 \uc788\ub2e4. \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc740 \ub450 \uac00\uc9c0 \uc774\uc720\ub85c Medicare\uc5d0 \ub3c4\uc785\ub410\ub2e4. \uadf8 \uc774\uc720\ub294 \uccab\uc9f8, \uc758\ub8cc \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 Medicare \uac00 \ube60\ub974\uac8c \ud30c\uc0b0\uc5d0 \uc774\ub974\uac8c \ub41c \uac83. \ub458\uc9f8, \ucd94\uac00 Medicare \ubcf4\ud5d8\uc758 \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \ub178\uc778\ub4e4\uc774 \uac10\ub2f9\ud560 \uc218 \uc5c6\uc5c8\ub2e4.\u00a0Medicare Advantage\ub294 \ub9ce\uc740 \uc218\uc758 Medicare \uc218\ud61c\uc790\ub4e4\uc744 \uc815\ubd80\uac00 \ube44\uc6a9\uc744 \ub354 \uc608\uce21\ud560 \uc218 \uc788\ub294 \ubbfc\uac04 \ubcf4\ud5d8\uc758 \uad00\ub9ac \uc758\ub8cc\ub85c \uc774\ub3d9\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc774 \ub450 \uac00\uc9c0 \ubb38\uc81c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/koreatimesphila.com\/en\/\uba54\ub514\ucf00\uc5b4-vs-\uba54\ub514\ucf00\uc5b4-\uc5b4\ub4dc\ubca4\ud2f0\uc9c0\/\" \/>\n<meta property=\"og:site_name\" content=\"\ud55c\uad6d\uc77c\ubcf4\ud544\ub77c\ub378\ud53c\uc544\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-08T19:51:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-08T19:51:48+00:00\" \/>\n<meta property=\"og:image\" 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