<\/a><\/p>\n\n\n\n\uadf8\ub7ec\ub098 \ud14d\uc0ac\uc2a4 \uce21\uc774 \uc2e4\uc81c\ub85c \ucc38\uc5ec\ud588\ub294\uc9c0\ub294 \ud655\uc778\ub418\uc9c0 \uc54a\uc558\ub2e4. SAVE \uc2dc\uc2a4\ud15c\uc740 \uc62c\ud574 \ucd08 \uc5f0\ubc29 \uc0ac\ud68c\ubcf4\uc7a5\uad6d(SSA)\uc758 \ub370\uc774\ud130\ub97c \ucd94\uac00\ud558\uba74\uc11c \ucc98\uc74c\uc73c\ub85c \ub300\uaddc\ubaa8 \uc720\uad8c\uc790 \uba85\ubd80 \uac80\uc99d \uae30\ub2a5\uc744 \uac16\ucd94\uac8c \ub410\ub2e4.<\/p>\n\n\n\n
\uc774\ud6c4 \uc5ec\uad8c \ubc0f \ube44\uc790 \uc815\ubcf4\uae4c\uc9c0 \ud1b5\ud569\ub410\uc73c\uba70, \uc6b4\uc804\uba74\ud5c8 \uc815\ubcf4\uac00 \ucd94\uac00\ub420 \uacbd\uc6b0 \uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638\uac00 \uc5c6\ub294 \uc720\uad8c\uc790 \uba85\ubd80\ub3c4 \uc6b4\uc804\uba74\ud5c8 \ubc88\ud638\ub97c \ud1b5\ud574 \uc2dc\ubbfc\uad8c \uc5ec\ubd80\ub97c \ub300\uc870\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \ud39c\uc2e4\ubca0\ub2c8\uc544\ub300 \ub9c8\uc774\ud074 \ubaa8\uc2a4 \uad50\uc218\ub294 \u201c\uc6b4\uc804\uba74\ud5c8 \ub370\uc774\ud130\ub294 \uc2dc\uc2a4\ud15c\uc744 \uc644\uc131\ud558\ub294 \u2018\uc5f4\uc1e0\u2019\u201d\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4.<\/p>\n\n\n\n
\ud558\uc9c0\ub9cc \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ubc88 DHS \uc870\uce58\uac00 \uc120\uac70\uc758 \ud22c\uba85\uc131\uc744 \uac15\ud654\ud558\uae30\ubcf4\ub2e4 \uc624\ud788\ub824 \uc2dc\ubbfc\uc758 \uc2e0\ub8b0\ub97c \ud574\uce60 \uc704\ud5d8\uc774 \ud06c\ub2e4\uace0 \uc9c0\uc801\ud558\uace0, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \ubc0f \uc815\ud655\uc131 \ubb38\uc81c\ub97c \uac15\ud558\uac8c \uc81c\uae30\ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n
\uc8fc \uc6b4\uc804\uba74\ud5c8 \ub370\uc774\ud130\uc5d0\ub294 \ucd9c\uc0dd\uc9c0, \uc5ec\uad8c\ubc88\ud638, \uc0dd\uccb4\uc815\ubcf4, \uc8fc\uc18c, \uc774\uba54\uc77c, \uace0\uc6a9 \uc815\ubcf4 \ub4f1\uc774 \ud3ec\ud568\ub3fc \uc788\uc5b4 \uc624\uc6a9 \uc2dc \ud53c\ud574\uac00 \ud074 \uc218 \uc788\ub2e4. \ub610 \uc6b4\uc804\uba74\ud5c8 \ubc88\ud638\uac00 \uc911\ubcf5 \uc0ac\uc6a9\ub418\uac70\ub098 \uc5ec\ub7ec \uc8fc\uc5d0 \uac78\uccd0 \ubc1c\uae09\ub418\ub294 \uc0ac\ub840\uac00 \uc788\uc5b4, \uc2dc\ubbfc\uad8c\uc790\ub97c \ube44\uc2dc\ubbfc\uad8c\uc790\ub85c \uc798\ubabb \ubd84\ub958\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n
\ucd08\ub2f9\uc801 \uc815\ucc45\uc13c\ud130\uc758 \ub808\uc774\ucca0 \uc624\ub808\uc774 \uad6d\uc7a5\uc740 \u201c\uc624\ub958 \ub370\uc774\ud130\ub85c \uc720\uad8c\uc790\uc758 \uc790\uaca9\uc774\ub098 \uc2dc\ubbfc\uad8c\uc744 \uc758\uc2ec\ud55c\ub2e4\uba74 \uc120\uac70 \uc2e0\ub8b0\uc640 \ud22c\ud45c \uc811\uadfc\uad8c\uc5d0 \uc2ec\uac01\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\u201d\uc774\ub77c\uace0 \uacbd\uace0\ud588\ub2e4. DHS\ub294 \uc774\ubc88 \uc870\uce58\uac00 \u201c\uac00\uc7a5 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc2e0\ubd84\uc99d\uc778 \uc6b4\uc804\uba74\ud5c8 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \uc2dc\ubbfc\uad8c \uac80\uc99d\uc758 \uc815\ud655\uc131\uacfc \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub824\ub294 \uac83\u201d\uc774\ub77c\uace0 \uc124\uba85\ud588\uc9c0\ub9cc, \uad6c\uccb4\uc801 \uc9c8\uc758\uc5d0\ub294 \ub2f5\ud558\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n\n\n\n
\ud604\uc7ac SAVE\ub294 \uc8fc\ub85c \uc774\ubbfc\uc790\uc758 \ubcf5\uc9c0 \uc2e0\uccad \uc2dc \uc2e0\ubd84\uc744 \ud655\uc778\ud558\ub294 \ub370 \uc0ac\uc6a9\ub3fc \uc654\uc73c\ub098, DHS\ub294 \uc774\ub97c \uc120\uac70 \ub2f9\uad6d\uc758 \uc720\uad8c\uc790 \uba85\ubd80 \uac80\uc99d\uc5d0\ub3c4 \ud65c\uc6a9\ud558\ub824 \ud558\uace0 \uc788\ub2e4. DHS\ub294 \uacf5\uc9c0\ubb38\uc5d0\uc11c \u201cSAVE\uc5d0 \uc5c5\ub85c\ub4dc\ub41c \uc815\ubcf4\ub294 \uad6d\uac00\uc548\ubcf4, \ubc95\uc9d1\ud589, \uc774\ubbfc, \uc815\ubcf4\ud65c\ub3d9 \ub4f1 \uad00\ub828 \uc5c5\ubb34 \uc218\ud589\uc744 \uc704\ud574 DHS \ub0b4 \ub2e4\ub978 \ubd80\uc11c\uc640 \uacf5\uc720\ub420 \uc218 \uc788\ub2e4\u201d\uace0 \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n
\uc774 \uac19\uc740 \ub370\uc774\ud130 \uacb0\ud569\uc5d0 \ub300\ud574 \uc2dc\ubbfc\ub2e8\uccb4\ub4e4\uc740 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95 \uc704\ubc18\uc774\ub77c\uba70 \uc18c\uc1a1\uc744 \uc81c\uae30\ud588\ub2e4. \uc5f0\ubc29 \uc815\ubd80\ub294 1996\ub144 \uc81c\uc815\ub41c \ubd88\ubc95\uc774\ubbfc \uac1c\ud601 \ubc0f \uc774\ubbfc\uc790 \ucc45\uc784\ubc95\uc774 \uc2dc\ubbfc\uad8c \uac80\uc99d \ubaa9\uc801\uc758 \uc815\ubcf4 \uacf5\uc720\ub97c \ud5c8\uc6a9\ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ub85c\uc69c\ub77c \uba54\ub9ac\ub9c8\uc6b4\ud2b8\ub300 \ubc95\ud559\uc790 \uc800\uc2a4\ud2f4 \ub808\ube44\ud2b8\ub294 \u201c\uc5f0\ubc29\uc815\ubd80\uac00 \u2018\uac00\ub2a5\ud55c \ubaa8\ub4e0 \ub370\uc774\ud130\u2019\ub97c \uc190\uc5d0 \ub123\uc73c\ub824\ub294 \uacfc\ub3c4\ud55c \uad8c\ud55c \ud655\uc7a5\u201d\uc774\ub77c\uba70 \uc6b0\ub824\ub97c \ud45c\ud588\ub2e4.<\/p>\n\n\n\n
\ud55c\ud3b8 \ud14d\uc0ac\uc2a4\uc8fc \uad6d\ubb34\uc7a5\uad00\uc2e4\uc740 \uc9c0\ub09c 10\uc6d4 \uc8fc \uc804\uccb4 \uc720\uad8c\uc790 \uba85\ubd80\ub97c SAVE \uc2dc\uc2a4\ud15c\uacfc \ub300\uc870\ud55c \uacb0\uacfc \uc57d 0.015%(2,724\uba85)\uc758 \uc720\uad8c\uc790\uac00 \u2018\ube44\uc2dc\ubbfc\uad8c\uc790 \uac00\ub2a5\uc131\u2019\uc73c\ub85c \ud45c\uc2dc\ub410\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4.<\/p>\n\n\n\n
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