{"id":35416,"date":"2025-12-15T19:19:28","date_gmt":"2025-12-16T00:19:28","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=35416"},"modified":"2025-12-15T19:19:31","modified_gmt":"2025-12-16T00:19:31","slug":"%ec%97%b0%eb%a7%90-%ec%a0%84%ec%97%90-%eb%82%a8%ec%9d%80-fsa-%ec%9e%90%ea%b8%88-%ec%9d%b4%eb%a0%87%ea%b2%8c-%ed%98%84%eb%aa%85%ed%95%98%ea%b2%8c-%ec%82%ac%ec%9a%a9%ed%95%98%ec%84%b8%ec%9a%94%eb%a7%a4","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/%ec%97%b0%eb%a7%90-%ec%a0%84%ec%97%90-%eb%82%a8%ec%9d%80-fsa-%ec%9e%90%ea%b8%88-%ec%9d%b4%eb%a0%87%ea%b2%8c-%ed%98%84%eb%aa%85%ed%95%98%ea%b2%8c-%ec%82%ac%ec%9a%a9%ed%95%98%ec%84%b8%ec%9a%94%eb%a7%a4\/","title":{"rendered":"\uc5f0\ub9d0 \uc804\uc5d0 \ub0a8\uc740 FSA \uc790\uae08, \uc774\ub807\uac8c \ud604\uba85\ud558\uac8c \uc0ac\uc6a9\ud558\uc138\uc694\ub9e4\ub144 \uc57d 30\uc5b5 \ub2ec\ub7ec\uac00 \uc18c\uba78\u2026 \uc801\uaca9 \ube44\uc6a9 \ud655\uc778\ud558\uace0 \uc804\ub7b5\uc801\uc73c\ub85c \uc9c0\ucd9c\ud574\uc57c"},"content":{"rendered":"

\uc758\ub8cc\ube44 \uc720\uc5f0\uc9c0\ucd9c\uacc4\uc88c(FSA\u00b7Flexible Spending Account)\uc5d0 \uc794\uc561\uc774 \ub0a8\uc544 \uc788\ub2e4\uba74, \uc5f0\ub9d0 \ub9c8\uac10 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc0ac\uc6a9\ud574\uc57c \ud55c\ub2e4.<\/strong> \uace0\uc6a9\uc8fc \uaddc\uc815\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \ub300\ubd80\ubd84\uc758 FSA\ub294 12\uc6d4 31\uc77c\ubd80\ub85c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \uae08\uc561\uc774 \uc18c\uba78<\/strong>\ub41c\ub2e4. \ub9e4\ub144 \uc0ac\uc6a9\ub418\uc9c0 \ubabb\ud558\uace0 \uc0ac\ub77c\uc9c0\ub294 FSA \uc790\uae08\uc740 \uc57d 30\uc5b5 \ub2ec\ub7ec<\/strong>\uc5d0 \ub2ec\ud558\ub294 \uac83\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4.<\/p>\n\n\n\n

\uacf5\uc778\ud68c\uacc4\uc0ac\uc774\uc790 GoodRx\uc758 \uac1c\uc778 \uc7ac\uc815 \uc5d0\ub514\ud130 \uc0ec\ub9b0 \ub77c\uc778\ud558\ud2b8<\/strong>\ub294 \u201c\uc9c0\uae08\uc774\uc57c\ub9d0\ub85c \uc794\uc561\uc744 \ud655\uc778\ud558\uace0, \ub0a8\uc740 \uae30\uac04 \ub3d9\uc548 \uc801\uaca9 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud560 \uacc4\ud68d\uc744 \uc138\uc6b8 \ub54c\u201d\ub77c\uace0 \uac15\uc870\ud55c\ub2e4.<\/p>\n\n\n\n

\uc774\uc6d4\u00b7\uc720\uc608 \uae30\uac04 \ud655\uc778\uc740 \ud544\uc218<\/strong><\/h3>\n\n\n\n

FSA\ub294 \uace0\uc6a9\uc8fc \uc815\ucc45\uc5d0 \ub530\ub77c \ub2e4\uc74c \ud574\ub85c \uc77c\ubd80 \uae08\uc561\uc744 \ub118\uae38 \uc218 \uc788\ub294 \uc81c\ub3c4\uac00 \uc874\uc7ac\ud55c\ub2e4. \ub300\ud45c\uc801\uc778 \ubc29\uc2dd\uc740 \ub450 \uac00\uc9c0\ub2e4.<\/p>\n\n\n\n

    \n
  • \uc720\uc608 \uae30\uac04(grace period)<\/strong>
    \ud68c\uacc4\uc5f0\ub3c4 \uc885\ub8cc \ud6c4 \ucd5c\ub300 2\uac1c\uc6d4 \ubc18\uae4c\uc9c0<\/strong> \ub0a8\uc740 FSA \uae08\uc561\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ucd94\uac00 \uc2dc\uac04\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/li>\n\n\n\n
  • \uc774\uc6d4(carryover)<\/strong>
    \uc815\ud574\uc9c4 \uae08\uc561\uc744 \ub2e4\uc74c \ud68c\uacc4\uc5f0\ub3c4\ub85c \ub118\uaca8 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc81c\ub3c4\uc774\uba70,
    2025\ub144\uae4c\uc9c0 \ucd5c\ub300 660\ub2ec\ub7ec\uae4c\uc9c0 \uc774\uc6d4 \uac00\ub2a5<\/strong>\ud558\ub2e4.<\/li>\n<\/ul>\n\n\n\n

    \ub2e8, \uace0\uc6a9\uc8fc\ub294 \uc774\uc6d4\uacfc \uc720\uc608 \uae30\uac04 \uc911 \ud558\ub098\ub9cc \uc120\ud0dd<\/strong>\ud574 \uc81c\uacf5\ud560 \uc218 \uc788\uc73c\uba70, \ub450 \uc635\uc158\uc744 \ub3d9\uc2dc\uc5d0 \ud5c8\uc6a9\ud560 \uc218\ub294 \uc5c6\ub2e4. \ub530\ub77c\uc11c \uc790\uc2e0\uc758 \ud68c\uc0ac\uac00 \uc5b4\ub5a4 \ubc29\uc2dd\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\ub294\uc9c0 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n

    FSA\ub85c \uacb0\uc81c \uac00\ub2a5\ud55c \u2018\uc801\uaca9 \ube44\uc6a9\u2019\uc740?<\/strong><\/h3>\n\n\n\n

    FSA\ub294 \ubcf4\ud5d8\ub8cc \uc9c0\ubd88\uc5d0\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc9c0\ub9cc, \ub2e4\uc74c\uacfc \uac19\uc740 \uc138\uae08 \uacf5\uc81c \ub300\uc0c1 \uc758\ub8cc\ube44<\/strong>\uc5d0 \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n

      \n
    • \ubcd1\uc6d0 \uc9c4\ub8cc\ube44, \ubcf8\uc778 \ubd80\ub2f4\uae08, \uacf5\uc81c\uc561<\/li>\n\n\n\n
    • \ucc98\ubc29\uc57d \ubc0f \uc77c\ubc18 \uac10\uae30\uc57d\u00b7\ub3c5\uac10\uc57d<\/li>\n\n\n\n
    • \uc0c1\ube44\uc57d \ubc0f \uac74\uac15 \uad00\ub828 \uc77c\uc0c1 \uc6a9\ud488<\/li>\n\n\n\n
    • \ud544\uc694 \uc2dc \ubcd1\uc6d0 \ubc29\ubb38\uc744 \uc704\ud55c \ubc84\uc2a4\u00b7\uc9c0\ud558\ucca0 \ub4f1 \uad50\ud1b5\ube44<\/strong><\/li>\n\n\n\n
    • \uc758\uc0ac\uac00 \ubc1c\ud589\ud55c \uc758\ub8cc \ud544\uc694\uc131 \uc18c\uacac\uc11c\uac00 \uc788\uc744 \uacbd\uc6b0 \ud5ec\uc2a4\uc7a5 \ub4f1\ub85d\ube44<\/strong>\ub3c4 \uc0ac\uc6a9 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n

      \ub610\ud55c, FSA\/HSA \uc801\uaca9 \uc0c1\ud488\uc740 \uc544\ub9c8\uc874 FSA\/HSA \uc2a4\ud1a0\uc5b4<\/strong>\uc5d0\uc11c \uc27d\uac8c \ud655\uc778\ud558\uace0 \uad6c\ub9e4\ud560 \uc218 \uc788\ub2e4. \ubcf4\ub2e4 \uc790\uc138\ud55c \uc801\uaca9 \ud56d\ubaa9\uc740 IRS \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8<\/strong>\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n

      \ub0b4\ub144 FSA \ub0a9\uc785\uc561 \uc870\uc815\ub3c4 \uace0\ub824\ud574\ubcfc \uac83<\/strong><\/h3>\n\n\n\n

      \ub77c\uc778\ud558\ud2b8\ub294 \u201c\ub0a8\uc740 \uae08\uc561\uc774 \uc608\uc0c1\ubcf4\ub2e4 \ud06c\uac8c \ub0a8\uc558\ub2e4\uba74, \ub2e4\uc74c \ud574 \ub0a9\uc785\uc561\uc744 \ud604\uc2e4\uc801\uc73c\ub85c \uc870\uc815\ud558\ub294 \uac83\uc774 \uc88b\ub2e4\u201d\uace0 \uc870\uc5b8\ud55c\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \uadfc\ub85c\uc790\uac00 FSA\ub97c \u2018\uacfc\ub0a9\uc785\u2019\ud558\uc5ec \uc5f0\ub9d0\uc5d0 \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud558\uace0 \uc0ac\ub77c\uc9c0\ub294 \ub3c8\uc774 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n

      \uc5f0\ub9d0\uae4c\uc9c0 \uc5bc\ub9c8 \ub0a8\uc9c0 \uc54a\uc558\ub2e4. \ubcf8\uc778\uacfc \uac00\uc871\uc744 \uc704\ud55c \uc758\ub8cc \uc9c0\ucd9c \uacc4\ud68d\uc744 \uc810\uac80\ud558\uace0, FSA \uc794\uc561\uc744 \uc808\ub300 \uc18c\uba78\uc2dc\ud0a4\uc9c0 \uc54a\ub3c4\ub85d<\/strong> \uc9c0\uae08 \ubc14\ub85c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

      \uc758\ub8cc\ube44 \uc720\uc5f0\uc9c0\ucd9c\uacc4\uc88c(FSA\u00b7Flexible Spending Account)\uc5d0 \uc794\uc561\uc774 \ub0a8\uc544 \uc788\ub2e4\uba74, \uc5f0\ub9d0 \ub9c8\uac10 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc0ac\uc6a9\ud574\uc57c \ud55c\ub2e4. \uace0\uc6a9\uc8fc \uaddc\uc815\uc5d0…<\/p>","protected":false},"author":1,"featured_media":35422,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"WB4WB4WP_MODE":"","WB4WP_PAGE_SCRIPTS":"","WB4WP_PAGE_STYLES":"","WB4WP_PAGE_FONTS":"","WB4WP_PAGE_HEADER":"","WB4WP_PAGE_FOOTER":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[39],"tags":[2282],"class_list":["post-35416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-society","tag-2282"],"yoast_head":"\n\uc5f0\ub9d0 \uc804\uc5d0 \ub0a8\uc740 FSA \uc790\uae08, \uc774\ub807\uac8c \ud604\uba85\ud558\uac8c \uc0ac\uc6a9\ud558\uc138\uc694\ub9e4\ub144 \uc57d 30\uc5b5 \ub2ec\ub7ec\uac00 \uc18c\uba78\u2026 \uc801\uaca9 \ube44\uc6a9 \ud655\uc778\ud558\uace0 \uc804\ub7b5\uc801\uc73c\ub85c \uc9c0\ucd9c\ud574\uc57c - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreatimesphila.com\/en\/\uc5f0\ub9d0-\uc804\uc5d0-\ub0a8\uc740-fsa-\uc790\uae08-\uc774\ub807\uac8c-\ud604\uba85\ud558\uac8c-\uc0ac\uc6a9\ud558\uc138\uc694\ub9e4\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc5f0\ub9d0 \uc804\uc5d0 \ub0a8\uc740 FSA \uc790\uae08, \uc774\ub807\uac8c \ud604\uba85\ud558\uac8c \uc0ac\uc6a9\ud558\uc138\uc694\ub9e4\ub144 \uc57d 30\uc5b5 \ub2ec\ub7ec\uac00 \uc18c\uba78\u2026 \uc801\uaca9 \ube44\uc6a9 \ud655\uc778\ud558\uace0 \uc804\ub7b5\uc801\uc73c\ub85c \uc9c0\ucd9c\ud574\uc57c - 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