\u25a0 \uc7ac\uc815 \uc815\ubcf4\u2026 \uc18c\uc15c\uc2dc\ud050\ub9ac\ud2f0 \ubc88\ud638 \uc720\ucd9c \uc2dc<\/strong><\/p>\n\n\n\n\uc18c\uc15c \ubc88\ud638\uac00 \uc720\ucd9c\ub41c \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4\uba74, \uac00\uc7a5 \uba3c\uc800 \ubaa8\ub4e0 \uae08\uc735 \uacc4\uc88c \ub0b4\uc5ed\uc744 \uc790\uc138\ud788 \uac80\ud1a0\ud574 \uc218\uc0c1\ud55c \uac70\ub798\uac00 \uc788\ub294\uc9c0 \uc810\uac80\ud574\uc57c \ud55c\ub2e4. \uc758\uc2ec\ub418\ub294 \uac70\ub798\uac00 \ubc1c\uacac\ub420 \uacbd\uc6b0 \uc989\uc2dc \ud574\ub2f9 \uae08\uc735\uc0ac\uc758 \uace0\uac1d\uc13c\ud130\uc5d0 \uc5f0\ub77d\ud574 \uc218\uc0c1\ud55c \uac70\ub798\ub85c \uc2e0\uace0\ud574\uc57c \ud55c\ub2e4. \uc9c1\uc811\uc801\uc778 \ud53c\ud574 \ubc1c\uc0dd \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ub2e4\uc74c \ub2e8\uacc4\ub294 \ucd94\uac00 \ud53c\ud574 \uc608\ubc29\uc744 \uc704\ud55c \u2018\uc2e0\uc6a9 \ub3d9\uacb0\u2019(Credit Freeze) \uc870\uce58\uc774\ub2e4.<\/p>\n\n\n\n
\ubc94\uc8c4\uc790\uac00 \uc774\ub984\uacfc \uc18c\uc15c \ubc88\ud638\ub9cc \ud655\ubcf4\ud574\ub3c4 \ud06c\ub808\ub527 \uce74\ub4dc\ub97c \uc0c8\ub85c \ubc1c\uae09\ud558\uac70\ub098 \ub300\ucd9c\uc744 \ubc1c\uae09\ubc1b\ub294 \uc77c\uc774 \uc5bc\ub9c8\ub4e0\uc9c0 \uac00\ub2a5\ud558\ub2e4. \ub370\uc774\ud130 \uc720\ucd9c \ud53c\ud574 \uc774\ud6c4 \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \ub300\uc751\ucc45\uc774 \ubc14\ub85c \uc2e0\uc6a9 \ub3d9\uacb0\ub85c, \uc774 \uc870\uce58\ub9cc\uc73c\ub85c \uc6ec\ub9cc\ud55c \ud53c\ud574\ub97c \ub9c9\uc744 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n
\uc5d0\ud034\ud329\uc2a4, \uc775\uc2a4\ud53c\ub9ac\uc5b8, \ud2b8\ub79c\uc2a4\uc720\ub2c8\uc5b8 \ub4f1 3\ub300 \uc2e0\uc6a9\ud3c9\uac00\uc0ac\ub294 \uac04\ub2e8\ud55c \uc808\ucc28\ub85c \uc2e0\uc6a9 \ub3d9\uacb0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc77c\ubd80 \uc0ac\uc6a9\uc790\ub294 \uc0c8 \ud06c\ub808\ub527 \uce74\ub4dc \ubc1c\uae09\uc774\ub098 \ub300\ucd9c \uc2e0\uccad \uacc4\ud68d\uc774 \uc5c6\ub294 \uacbd\uc6b0, \ud3c9\uc18c\uc5d0\ub3c4 \uc2e0\uc6a9\uc744 \uc0c1\uc2dc \ub3d9\uacb0 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud574 \ub9cc\uc5d0 \ud558\ub098 \ubaa8\ub97c \ud53c\ud574\uc5d0 \ub300\ube44\ud558\uae30\ub3c4 \ud55c\ub2e4. \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uc6a9 \ub3d9\uacb0\uc744 \uad00\ub9ac\ud560 \uacbd\uc6b0, \uc138 \uc2e0\uc6a9\ud3c9\uac00\uc0ac\ub294 \ud574\uc81c \uc2e0\uccad \ud6c4 1\uc2dc\uac04 \uc774\ub0b4\uc5d0 \ub3d9\uacb0\uc744 \ud574\uc81c\ud574\uc57c \ud558\uba70, \ud544\uc694\ud55c \uc808\ucc28\uac00 \ub05d\ub09c \ub4a4 \ub2e4\uc2dc \ub3d9\uacb0\ud558\ub294 \uc808\ucc28\ub3c4 \uac04\ub2e8\ud558\ub2e4.<\/p>\n\n\n\n
\ud55c\ub2e8\uacc4 \ub192\uc740 \ub300\uc751\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\uba74 \ucd94\uac00 \uc870\uce58\ub3c4 \uac00\ub2a5\ud558\ub2e4. \uc740\ud589 \uacc4\uc88c \uac1c\uc124 \uc815\ubcf4\ub97c \uad00\ub9ac\ud558\ub294 \u2018\uccb5\uc2a4\uc2dc\uc2a4\ud15c\u2019(ChexSystems)\uc5d0 \ubcf4\uc548 \ub3d9\uacb0\uc744 \uc124\uc815\ud558\uba74 \ud0c0\uc778\uc774 \ubcf8\uc778 \uba85\uc758\ub85c \uc785\ucd9c\uae08 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uae30\uac00 \ubd88\uac00\ub2a5\ud574\uc9c4\ub2e4. \ub610 \u2018\uc5f0\ubc29\uad6d\uc138\uccad\u2019(IRS)\uc5d0 \u2018\uc2e0\uc6d0 \ubcf4\ud638\uc6a9 \uac1c\uc778\uc2dd\ubcc4\ubc88\ud638\u2019(Identity Protection PIN)\ub97c \uc124\uc815\ud574 \ub450\uba74, \uc81c3\uc790\uac00 \ud5c8\uc704 \uc138\uae08 \uc2e0\uace0\ub97c \ud1b5\ud574 \ud658\uae09\uae08\uc744 \uac00\ub85c\ucc44\ub294 \uc704\ud5d8\uc744 \uc904\uc77c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n
\u25a0 \ud734\ub300\uc804\ud654 \ubc88\ud638\u2026 \uc774\ub984\u00b7\uc8fc\uc18c\u00b7\uc804\ud654\ubc88\ud638 \uc720\ucd9c \uc2dc<\/strong><\/p>\n\n\n\n\uc774\ub984\uacfc \uc8fc\uc18c, \ud734\ub300\uc804\ud654 \ubc88\ud638\uac00 \ub3d9\uc2dc\uc5d0 \uc720\ucd9c\ub410\ub2e4\uba74 \uac01\ubcc4\ud55c \uc8fc\uc758\uac00 \ud544\uc694\ud558\ub2e4. \ud734\ub300\uc804\ud654 \ubc88\ud638\ub9cc\uc73c\ub85c\ub3c4 \ud574\ub2f9 \ubc88\ud638\uac00 \uc5b4\ub5a4 \ud1b5\uc2e0\uc0ac\uc5d0 \uc5f0\uacb0\ub3fc \uc788\ub294\uc9c0 \ud30c\uc545\ud558\ub294 \uac83\uc740 \uc5b4\ub835\uc9c0 \uc54a\ub2e4. \uc5ec\uae30\uc5d0 \uc774\ub984\uacfc \uc8fc\uc18c\uae4c\uc9c0 \ud568\uaed8 \uc720\ucd9c\ub410\ub2e4\uba74 \ubc94\uc8c4\uc790\uac00 \u2018\uc2ec \uc2a4\uc640\ud551\u2019(SIM Swap) \uacf5\uaca9\uc744 \ud1b5\ud574 \uc804\ud654\ubc88\ud638\ub97c \ud0c8\ucde8\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc815\ubcf4\uac00 \uc0ac\uc2e4\uc0c1 \ubaa8\ub450 \uac16\ucdb0\uc9c4 \uc148\uc774\ub2e4.<\/p>\n\n\n\n
\uc2ec \uc2a4\uc640\ud551\uc740 \ud734\ub300\uc804\ud654 \u2018\uc720\uc2ec\u2019(SIM)\uc744 \uac00\ub85c\ucc44\ub294 \uc0ac\uae30 \ubc94\uc8c4\ub85c, \ubc94\uc8c4\uc790\uac00 \ud1b5\uc2e0\uc0ac\uc5d0 \ud53c\ud574\uc790\uc778 \uac83\ucc98\ub7fc \uc811\uadfc\ud574 \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \uc790\uae30 \uc720\uc2ec\uc73c\ub85c \uc62e\uae34 \ub4a4 \uadf8 \ubc88\ud638\ub85c \uc624\ub294 \ubb38\uc790 \uc778\uc99d, \uc804\ud654\ub97c \uac00\ub85c\ucc44\ub294 \uc218\ubc95\uc774\ub2e4. \uc2ec \uc2a4\uc640\ud551\uc774 \ubc1c\uc0dd\ud558\uba74 \ud734\ub300\uc804\ud654\uac00 \uc77c\uc2dc\uc801\uc73c\ub85c \uc0ac\uc6a9 \ubd88\uac00\ub2a5\ud574\uc9c0\ub294 \ub370 \uadf8\uce58\uc9c0 \uc54a\ub294\ub2e4. \ud0c8\ucde8\ub41c \ubc88\ud638\ub97c \ud1b5\ud574 \ubcf8\uc778 \uc778\uc99d \ubb38\uc790\ub098 \ubcf4\uc548 \ucf54\ub4dc\uac00 \uac00\ub85c\ucc44\uc9c8 \uc218 \uc788\uace0, \ud574\ub2f9 \ubc88\ud638\uc640 \uc5f0\ub3d9\ub41c \uac01\uc885 \uacc4\uc815 \uc811\uadfc\uc774 \uac00\ub2a5\ud574\uc9c8 \uc704\ud5d8\uc774 \ud06c\ub2e4.<\/p>\n\n\n\n
\uc774 \uac19\uc740 \ud53c\ud574\ub97c \ub9c9\uae30 \uc704\ud574\uc11c\ub294 \uc774\ub3d9\ud1b5\uc2e0\uc0ac\uc5d0 \uc5f0\ub77d\ud574 \uacc4\uc815 \ubcc0\uacbd\uc774\ub098 \ud68c\uc120 \uc870\uc815 \uc2dc \ubc18\ub4dc\uc2dc \uc785\ub825\ud574\uc57c \ud558\ub294 \ubcf4\uc548 PIN\uc744 \uc124\uc815\ud574 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4. PIN\uc774 \uc124\uc815\ub3fc \uc788\uc9c0 \uc54a\uc73c\uba74 \uc81c3\uc790\uac00 \uace0\uac1d\uc13c\ud130\ub97c \ud1b5\ud574 \uacc4\uc815 \uc815\ubcf4\ub97c \ubcc0\uacbd\ud558\uac70\ub098 \uc804\ud654\ubc88\ud638\ub97c \ud0c8\ucde8\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c4\ub2e4.<\/p>\n\n\n\n
\u25a0 \uc628\ub77c\uc778 \uacc4\uc815\u2026\uc774\uba54\uc77c\u00b7\ube44\ubc00\ubc88\ud638 \uc720\ucd9c \uc2dc<\/strong><\/p>\n\n\n\n\uc774\uba54\uc77c \uc8fc\uc18c\uc640 \ube44\ubc00\ubc88\ud638\uac00 \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uace0\ub85c \ub178\ucd9c\ub41c \uc0ac\uc2e4\uc774 \ud655\uc778\ub410\ub2e4\uba74, \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \ud574\ub2f9 \uacc4\uc815\uc758 \ube44\ubc00\ubc88\ud638\ub97c \uc989\uc2dc \ubcc0\uacbd\ud558\ub294 \uac83\uc774\ub2e4. \uc778\ud130\ub137 \ubcf4\uc548 \uc804\ubb38\uac00\ub4e4\uc5d0 \ub530\ub974\uba74 \ub9ce\uc740 \uc774\uc6a9\uc790\uac00 \uc5ec\ub7ec \uc6f9\uc0ac\uc774\ud2b8\uc640 \uc11c\ube44\uc2a4\uc5d0\uc11c \ub3d9\uc77c\ud55c \ube44\ubc00\ubc88\ud638\ub97c \uc7ac\uc0ac\uc6a9\ud558\uace0 \uc788\uc5b4 \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \ud070 \ud53c\ud574\ub85c \uc774\uc5b4\uc9c0\uae30 \uc27d\ub2e4.<\/p>\n\n\n\n
\uc5ec\ub7ec \uc778\ud130\ub137 \uc11c\ube44\uc2a4\ub9c8\ub2e4 \ub2e4\ub978 \ube44\ubc00\ubc88\ud638\ub97c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \ubc88\uac70\ub86d\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc, \u2018\ub300\uc2dc\ub808\uc778\u2019(Dashlane\u00b7www.dashlane.com)\uacfc \uac19\uc740 \ube44\ubc00\ubc88\ud638 \uad00\ub9ac \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud558\uba74 \ubcf5\uc7a1\ud55c \ube44\ubc00\ubc88\ud638\ub97c \uc790\ub3d9\uc73c\ub85c \uc0dd\uc131, \uc800\uc7a5, \uc785\ub825\ud560 \uc218 \uc788\uc5b4 \uc5ec\ub7ec \ube44\ubc00\ubc88\ud638\ub97c \uc548\uc804\ud558\uace0 \uc218\uc6d4\ud558\uac8c \uad00\ub9ac\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n
\ubcf8\uc778 \uc778\uc99d \ubc29\uc2dd\ub3c4 \uc7ac\uc810\uac80\ud574\uc57c \ud55c\ub2e4. \uc628\ub77c\uc778 \ubc45\ud0b9 \ub4f1\uc5d0\uc11c \ubb38\uc790 \uba54\uc2dc\uc9c0\ub85c \uc77c\ud68c\uc6a9 \uc778\uc99d \ucf54\ub4dc\ub97c \ubc1b\ub294 \ubc29\uc2dd\uc774 \uc548\uc804\ud558\uac8c \uc5ec\uaca8\uc9c0\uc9c0\ub9cc \uc2ec \uc2a4\uc640\ud551 \uacf5\uaca9 \uc2dc \ud53c\ud574\uac00 \ubc1c\uc0dd\ud558\uae30 \uc27d\ub2e4. \uac00\ub2a5\ud558\ub2e4\uba74 \uc628\ub77c\uc778 \uacc4\uc815\uc5d0 \u2018\ud328\uc2a4\ud0a4\u2019(Passkey)\ub97c \uc124\uc815\ud558\uac70\ub098, \uc77c\ud68c\uc6a9 \ube44\ubc00\ubc88\ud638 \uc0dd\uc131\ud615 \uc778\uc99d \uc571\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uc774\uc911 \uc778\uc99d \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc548\uc804\ud558\ub2e4. \u2018\uc624\uc2dc\u2019(Authy), \u2018\ub77c\uc2a4\ud2b8\ud328\uc2a4\u2019(LastPass), \u2018\uad6c\uae00 \uc778\uc99d\uae30\u2019(Google Authenticator) \ub4f1\uc774 \ub300\ud45c\uc801\uc778 \uc571\uc774\ub2e4. \uc774 \uac19\uc740 \ubc29\uc2dd\uc740 \uae30\uae30\ub97c \uc9c1\uc811 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ubcf8\uc778\ub9cc \uacc4\uc815\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc678\ubd80 \uce68\uc785\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ucc28\ub2e8\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n
\u25a0 \uacfc\uac70 \uc815\ubcf4\u2026\uc8fc\uc18c\u00b7\uc804\ud654\ubc88\ud638 \uc720\ucd9c \uc2dc<\/strong><\/p>\n\n\n\n\uacfc\uac70\uc5d0 \uc0ac\uc6a9\ud588\ub358 \uc804\ud654\ubc88\ud638\ub098 \uc774\uc804 \uac70\uc8fc\uc9c0 \uc8fc\uc18c \uac19\uc740 \uc815\ubcf4\ub294 \ud0c0\uc778\uc774 \ubcf8\uc778 \uba85\uc758\ub85c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uac70\ub098 \uc2e0\ubd84\uc744 \uc0ac\uce6d\ud558\ub294 \ub370 \uc545\uc6a9\ub420 \uc218 \uc788\ub2e4. \ub354\uc6b1 \uc2ec\uac01\ud55c \uc810\uc740 \uc774\ub7ec\ud55c \uc815\ubcf4\uac00 \ub300\uaddc\ubaa8 \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uace0\uac00 \uc5c6\ub354\ub77c\ub3c4, \uc778\ud130\ub137 \uac80\uc0c9\ub9cc\uc73c\ub85c \ube44\uad50\uc801 \uc27d\uac8c \ud655\uc778 \uac00\ub2a5\ud558\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n
\uc720\ub8cc \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uba74 \u2018\uc778\ubb3c \uac80\uc0c9\u2019(People Search) \uc0ac\uc774\ud2b8\uc5d0\uc11c \uc8fc\uc18c\uc640 \uc2e0\uc6d0 \uc815\ubcf4\ub97c \uc0ad\uc81c \uc694\uccad\ud574\uc8fc\ub294 \uc5c5\uccb4\ub4e4\uc774 \uc801\uc9c0 \uc54a\ub2e4. \ud558\uc9c0\ub9cc \ucee8\uc288\uba38\ub9ac\ud3ec\uce20\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uc9c1\uc811 \uc815\ub9ac\ud558\ub294 \ubc29\uc2dd\ubcf4\ub2e4 \ud6a8\uacfc\uac00 \ub5a8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc5c8\ub2e4. \ub2e4\uc18c \ubc88\uac70\ub86d\ub354\ub77c\ub3c4 \uc9c1\uc811 \ub300\uc751\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\uc774\ub2e4.<\/p>\n\n\n\n
\uad6c\uae00 \uacc4\uc815\uc774 \uc788\ub2e4\uba74 \u2018Results About You\u2019 \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud574 \uc628\ub77c\uc778\uc0c1\uc5d0 \ub178\ucd9c\ub41c \uac1c\uc778\uc815\ubcf4 \uc704\uce58\ub97c \ud655\uc778\ud558\uace0, \uc77c\ubd80 \uc815\ubcf4\ub294 \uba87 \ubc88\uc758 \ud074\ub9ad\ub9cc\uc73c\ub85c \uc0ad\uc81c \uc694\uccad\uc744 \ud560 \uc218\ub3c4 \uc788\ub2e4. \ub370\uc774\ud130 \uc720\ucd9c \uc774\ud6c4 \uc81c\uacf5\ub418\ub294 \ubb34\ub8cc \uc2e0\uc6a9 \ubaa8\ub2c8\ud130\ub9c1\uc774\ub098 \uac1c\uc778\uc815\ubcf4 \uc0ad\uc81c \uc9c0\uc6d0 \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud558\uace0, \u2018\uc2e0\uc6d0 \ub3c4\uc6a9 \uc790\uc6d0 \uc13c\ud130\u2019(Identity Theft Resource Center)\uc640 \uac19\uc740 \uae30\uad00\uc758 \ubb34\ub8cc \uc804\ubb38\uac00 \uc0c1\ub2f4 \ub77c\uc778\uc744 \ud1b5\ud574 \ub300\uc751 \ubc29\uc548\uc744 \uc548\ub0b4\ubc1b\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n
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