{"id":38619,"date":"2026-01-15T17:11:54","date_gmt":"2026-01-15T22:11:54","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=38619"},"modified":"2026-01-15T17:11:57","modified_gmt":"2026-01-15T22:11:57","slug":"%ec%9d%b8%ed%94%8c%eb%a0%88-%eb%b3%b5%eb%b3%91-%ec%97%ac%ec%a0%84-%ec%84%9c%eb%af%bc%c2%b7%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%97%90-%ec%b6%a9%ea%b2%a9-%ec%a7%91%ec%a4%91","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/%ec%9d%b8%ed%94%8c%eb%a0%88-%eb%b3%b5%eb%b3%91-%ec%97%ac%ec%a0%84-%ec%84%9c%eb%af%bc%c2%b7%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%97%90-%ec%b6%a9%ea%b2%a9-%ec%a7%91%ec%a4%91\/","title":{"rendered":"\u201c\uc778\ud50c\ub808 \ubcf5\ubcd1 \uc5ec\uc804\u2026 \uc11c\ubbfc\u00b7\uc911\uc18c\uae30\uc5c5\uc5d0 \ucda9\uaca9 \uc9d1\uc911\u201d"},"content":{"rendered":"\n

\u25b6 \ud2b8\ub7fc\ud504 \ucde8\uc784 1\ub144 \uba85\uc554
\u25b6 \uc0c1\ud638\uad00\uc138, \uc18c\ube44\uc790\uc5d0 \ud0c0\uaca9<\/p>\n\n\n\n

\u25b6 \u2018\ube48\uc775\ube48 \ubd80\uc775\ubd80\u2019 \ub354 \uc2ec\ud654
\u25b6 \uae00\ub85c\ubc8c \ubb34\uc5ed\uccb4\uacc4 \ub300\ud63c\ub780<\/p>\n\n\n\n

\"\u201c\uc778\ud50c\ub808<\/p>\n\n\n\n

\ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839 [\ub85c\uc774\ud130]\n\n\n\n

\ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 2\uae30 \ud589\uc815\ubd80\uc758 1\ub144\uac04 \ubbf8\uad6d \uacbd\uc81c\ub294 \ud55c \uce58 \uc55e\uc744 \ub0b4\ub2e4\ubcf4\uae30 \uc5b4\ub824\uc6e0\ub358 \uaca9\ub791\uc758 \ud55c \ud574\ub97c \ubcf4\ub0b4\uc57c \ud588\ub2e4.<\/p>\n\n\n\n

\uadf8 \uae30\uc800\uc5d0\ub294 \ub3d9\ub9f9\uacfc \uc6b0\ubc29\uad6d\uc5d0\ub3c4 \uc608\uc678\ub97c \ub450\uc9c0 \uc54a\uc740 \uc790\uc758\uc801\uc778 \uace0\uac15\ub3c4 \uad00\uc138 \uc815\ucc45\uacfc \uc804\ub840 \uc5c6\ub294 \uc911\uc559\uc740\ud589 \ud754\ub4e4\uae30\uac00 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n

\uacbd\uc81c\ud559\uc790\ub4e4\uc740 \uc138\uacc4 \ubb34\uc5ed\uc9c8\uc11c\uc758 \uadfc\uac04\uc744 \ud754\ub4dc\ub294 \u2018\ubbf8\uad6d \uc6b0\uc120\uc8fc\uc758\u2019 \ubb34\uc5ed\uc815\ucc45\uc774 \ubbf8\uad6d \uacbd\uc81c\uc5d0 \ubd80\uba54\ub791\uc774 \ub3fc \ub3cc\uc544\uc62c \uac83\uc774\ub77c\uace0 \uacbd\uace0\ud588\uace0, \uc774 \uac19\uc740 \uc6b0\ub824\ub294 \uc791\ub144 4\uc6d4 \uc0c1\ud638\uad00\uc138 \uc815\ucc45\uc744 \ubc1c\ud45c\ud55c \uc774\ub978\ubc14 \u2018\ud574\ubc29\uc758 \ub0a0\u2019 \uc774\ud6c4 \uae08\uc735\uc2dc\uc7a5 \ucda9\uaca9\uc73c\ub85c \ubc18\uc601\ub418\uae30\ub3c4 \ud588\ub2e4.<\/p>\n\n\n\n

<\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/p>\n\n\n\n

\ud558\uc9c0\ub9cc \uc6b0\ub824\uc640 \ub2ec\ub9ac \ud2b8\ub7fc\ud504 \ud589\uc815\ubd80 \uc784\uae30 \uccab\ud574 \ubbf8\uad6d \uacbd\uc81c\ub294 2% \uc548\ud30e\uc758 \uc131\uc7a5\uc138\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ub4f1 \uae30\ub300\ubcf4\ub2e4 \uc591\ud638\ud55c \uc131\uc801\uc744 \uac70\ub480\ub2e4.<\/p>\n\n\n\n

\ub2e4\ub9cc, \uace0\ubb3c\uac00\uc640 \uace0\uc6a9 \uc57d\ud654\uc758 \ud53c\ud574\uac00 \uc800\uc18c\ub4dd\uce35\uacfc \uc911\uc18c\uae30\uc5c5\uc5d0 \uc9d1\uc911\ub418\uba74\uc11c \uacbd\uc81c \uc591\uadf9\ud654\ub97c \uc2ec\ud654\uc2dc\ucf30\ub2e4\ub294 \ube44\ud310\uc774 \ucee4\uc9c4 \uac83\uc740 \uc62c\ud574 11\uc6d4 \uc911\uac04 \uc120\uac70\ub97c \uc55e\ub450\uace0 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \u2018\uc544\ud0ac\ub808\uc2a4\uac74\u2019(\uc57d\uc810)\uc73c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4.<\/p>\n\n\n\n

\uc81c\ub86c \ud30c\uc6d4 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(FRB\u00b7\uc5f0\uc900) \uc758\uc7a5\uc744 \ud5a5\ud55c \uc218\uc0ac \ub4f1 \uc911\uc559\uc740\ud589 \ub3c5\ub9bd\uc131 \uce68\ud574 \uc2dc\ub3c4 \uc5ed\uc2dc \ud5a5\ud6c4 \uae08\uc735\uc2dc\uc7a5 \ud63c\ub780\uacfc \ub2ec\ub7ec\ud654 \uc2e0\ub8b0 \ud558\ub77d\uc744 \uac00\uc838\uc62c \uc218 \uc788\ub294 \ub1cc\uad00\uc73c\ub85c \uaf3d\ud78c\ub2e4.<\/p>\n\n\n\n

\ud2b8\ub7fc\ud504 2\uae30 \ud589\uc815\ubd80 \ucd9c\ubc94 \uc774\ud6c4 \uacbd\uc81c\ud559\uc790\ub4e4\uc740 \uad00\uc138 \uc815\ucc45\uc774 \uc81c\uc870\uc5c5 \ubd80\ud65c \ubaa9\ud45c\ub294 \ub2ec\uc131\ud558\uc9c0 \ubabb\ud558\uba74\uc11c \ubbf8\uad6d \uacbd\uc81c\uc5d0 \ubb3c\uac00 \uc0c1\uc2b9\uacfc \uc2e4\uc5c5 \uc99d\uac00\ub77c\ub294 \ubd80\uba54\ub791\uc73c\ub85c \ub3cc\uc544\uc62c \uac83\uc774\ub780 \uacbd\uace0\ub97c \ub0b4\ub1a8\ub2e4.<\/p>\n\n\n\n

\ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \uc9c0\ub09c\ud574 4\uc6d4 2\uc77c \ubc31\uc545\uad00 \ub85c\uc988\uac00\ub4e0\uc5d0\uc11c \uc0c1\ud638\uad00\uc138 \uc815\ucc45\uc744 \ubc1c\ud45c\ud55c \uc9c1\ud6c4 \uc6d4\uac00\ub294 \ud328\ub2c9\uc5d0 \ube60\uc84c\ub2e4. \ub274\uc695\uc99d\uc2dc \ub300\ud45c\uc9c0\uc218 \uc911 \ud558\ub098\uc778 S&P 500 \uc9c0\uc218\ub294 \uadf8 \ub0a0 \uc774\ud6c4 \uc774\ud2c0\uac04 12%\ub098 \ud3ed\ub77d\ud588\ub2e4. \uc8fc\uc2dd\uc2dc\uc7a5 \uacf5\ud3ec\uc9c0\uc218\ub294 \ud32c\ub370\ubbf9 \ucda9\uaca9 \uc774\ud6c4 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uce58\uc19f\uc558\ub2e4.<\/p>\n\n\n\n

\uc6d4\uac00 \uc804\ubb38\uac00\ub4e4\uc740 \uc18d\uc18d \ubbf8\uad6d\uc758 \uacbd\uae30\uce68\uccb4 \ud655\ub960\uc744 \ub192\uc600\uace0, \uae30\uc5c5 \ucd5c\uace0\uacbd\uc601\uc790(CEO)\ub4e4\ub3c4 \uad00\uc138\ubc1c \uc2e4\uc801 \uc545\ud654\uc5d0 \ub300\ud55c \uc6b0\ub824\ub97c \uc228\uae30\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n\n\n\n

\ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \uad00\uc138 \uc2dc\ud589\uc744 \uc720\uc608\ud558\uba74\uc11c \uae08\uc735\uc2dc\uc7a5 \ubd88\uc548\uc740 \uc7a6\uc544\ub4e4\uc5c8\uc9c0\ub9cc, 2025\ub144 1\ubd84\uae30 \ubbf8\uad6d \uacbd\uc81c\uac00 \uc5ed\uc131\uc7a5(-0.6%\u00b7\uc774\ud558 \uc804\uae30 \ub300\ube44 \uc5f0\uc728 \uae30\uc900)\ud55c \uac83\uc73c\ub85c \ub4dc\ub7ec\ub098\uba74\uc11c \uc6b0\ub824\ub294 \uc9c0\uc18d\ub410\ub2e4.<\/p>\n\n\n\n

\u2018R(\uacbd\uae30\uce68\uccb4)\uc758 \uacf5\ud3ec\u2019, \uc2a4\ud0dc\uadf8\ud50c\ub808\uc774\uc158(\uace0\ubb3c\uac00 \uc18d \uacbd\uae30\uce68\uccb4) \uacbd\uace0\uac00 \uc5b8\ub860 \ud5e4\ub4dc\ub77c\uc778\uc744 \uc7a5\uc2dd\ud588\uace0, \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc740 \ubbf8\uad6d \uacbd\uc81c\uac00 \uc774\ubbf8 \uacbd\uae30\uce68\uccb4\uc5d0 \uc9c4\uc785\ud588\ub2e4\ub294 \uc9c4\ub2e8\uc744 \ub0b4\ub193\uae30\ub3c4 \ud588\ub2e4.<\/p>\n\n\n\n

\ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \uc911\uc810 \uc785\ubc95 \uacfc\uc81c\uc778 \u2018\ud558\ub098\uc758 \ud06c\uace0 \uc544\ub984\ub2e4\uc6b4 \ubc95\u2019\uc740 \uc815\uce58\uc801 \ub17c\ub780\uc744 \ub0b3\uc558\uc9c0\ub9cc \uae30\uc5c5 \uac10\uc138\ub97c \ud1b5\ud574 \uc131\uc7a5\uc138 \uc720\uc9c0\uc5d0 \uae30\uc5ec\ud588\ub2e4\uace0 \uc804\ubb38\uac00\ub4e4\uc740 \ud3c9\uac00\ud55c\ub2e4.<\/p>\n\n\n\n

\uc778\ud50c\ub808\uc774\uc158\uc740 \uad00\uc138 \uc5ec\ud30c\ub85c \uc791\ub144 \ud558\ubc18\uae30 \ub4e4\uc5b4 \ub2e4\uc2dc 3%\ub300(\uadfc\uc6d0 \uc18c\ube44\uc790\ubb3c\uac00 \uae30\uc900)\ub85c \ubc18\ub4f1\ud558\uba70 \uc5ec\uc804\ud788 \uc6b0\ub824 \uc0ac\ud56d\uc73c\ub85c \ub0a8\uc544 \uc788\ub2e4.<\/p>\n\n\n\n

\uc804\ubc18\uc801\uc778 \uacbd\uc81c \uc131\uc801\ud45c\uac00 \uc591\ud638\ud55c \uac83\uacfc \ub2ec\ub9ac \uad00\uc138\uac00 \uac00\uc838\uc628 \ubb3c\uac00 \uc0c1\uc2b9 \ubc0f \uace0\uc6a9 \uc57d\ud654 \ucda9\uaca9\uc740 \uc11c\ubbfc\uce35\uacfc \uc911\uc18c\uae30\uc5c5\uc774 \uace0\uc2a4\ub780\ud788 \uc785\uc5c8\ub2e4.<\/p>\n\n\n\n

\uc804\ubb38\uac00\ub4e4\uc740 \ucd5c\uadfc \ubbf8 \uacbd\uc81c\uc9c0\ud45c\uac00 \u2018K\uc790\ud615 \uacbd\uc81c\u2019 \ud604\uc0c1\uc744 \ubcf4\uc5ec\uc900\ub2e4\uace0 \uc9c4\ub2e8\ud55c\ub2e4. K\uc790\ud615 \uacbd\uc81c\ub77c\ub294 \uc6a9\uc5b4\ub294 \ubbf8\uad6d\uc758 \ubd80\uc720\uce35\uacfc \ube48\uace4\uce35\uc774 \ud32c\ub370\ubbf9 \uc774\ud6c4 \uacbd\uc81c \ud68c\ubcf5\uc744 \ub2e4\ub974\uac8c \uacbd\ud5d8\ud558\ub294 \ud604\uc0c1\uc744 \uc124\uba85\ud558\uba70 \uc8fc\ubaa9\ubc1b\uc558\ub2e4. \uace0\uc18c\ub4dd\uce35\uc740 \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \ub4f1 \uc790\uc0b0 \uac00\uaca9 \uc0c1\uc2b9\uc73c\ub85c \uc7ac\uc0b0\uc774 \ud06c\uac8c \ub298\uace0 \ub369\ub2ec\uc544 \uc500\uc500\uc774\ub3c4 \ub298\ub838\uc9c0\ub9cc, \uc800\uc18c\ub4dd\uce35\uc758 \uacbd\uc6b0 \uc774\ubbf8 \ub192\uc544\uc9c4 \ubb3c\uac00\uc640 \uace0\uc6a9\uc2dc\uc7a5 \uc57d\ud654\ub85c \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0\uc774 \uc2ec\ud654\ud588\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

\ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b87(M7)\uc744 \ube44\ub86f\ud55c \ube45\ud14c\ud06c(\uac70\ub300 \uae30\uc220\uae30\uc5c5)\uac00 AI \ubd90\uc5d0 \ud798\uc785\uc5b4 \uc9c0\ub09c\ud574 \uac00\ud30c\ub978 \uc8fc\uac00 \uc0c1\uc2b9\uc138\ub97c \uae30\ub85d\ud55c \uac83\uacfc \ub2ec\ub9ac \uc911\uc18c\uae30\uc5c5 \ub4f1\uc740 \uc774 \uac19\uc740 \ub7a0\ub9ac\uc5d0\uc11c \uc18c\uc678\ub41c \uac83\ub3c4 K\uc790\ud615 \uacbd\uc81c\ub97c \ubc18\uc601\ud558\ub294 \ud604\uc0c1\uc73c\ub85c \uac70\ub860\ub41c\ub2e4.<\/p>\n\n\n\n

\uc601\uad6d \ud30c\uc774\ub0b8\uc15c\ud0c0\uc784\uc2a4(FT)\ub294 \u201c\ucee4\uc9c0\ub294 K\uc790\ud615 \uaca9\ucc28\uac00 \uacf5\ud654\ub2f9\uc758 \uc911\uac04\uc120\uac70 \uc804\ub9dd\uc744 \uc704\ud611\ud558\uace0 \uc788\ub2e4\u201d\uace0 \ubd84\uc11d\ud558\uae30\ub3c4 \ud588\ub2e4. \uacbd\uc81c\uc801 \uaca9\ucc28 \ud655\ub300\uac00 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc5d0\uac8c \ubd80\ub2f4\uc73c\ub85c \ub3cc\uc544\uc624\uace0 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774\ub2e4.<\/p>\n\n\n\n

\uc774\ub97c \uc758\uc2dd\ud55c \ub4ef \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc740 \ubb3c\uac00 \ubd80\ub2f4\uc744 \ub0ae\ucd94\ub294 \uc815\ucc45\uc744 \uc787\ub2ec\uc544 \ub0b4\ub193\uace0 \uc788\ub2e4. \ucd5c\uadfc \uc8fc\ud0dd\ub300\ucd9c \uc774\uc790 \ubd80\ub2f4\uc744 \ub0ae\ucd94\uae30 \uc704\ud574 2,000\uc5b5\ub2ec\ub7ec\uc5b4\uce58\uc758 \uc8fc\ud0dd\uc800\ub2f9\uc99d\uad8c(MBS) \ub9e4\uc785\uc744 \uc9c0\uc2dc\ud558\uac70\ub098 \uc2e0\uc6a9\uce74\ub4dc \uc774\uc790\uc728\uc744 \ucd5c\ub300 10%\ub85c \uc81c\uc57d\ud558\ub294 \ubc29\uc548\uc744 \ucd94\uc9c4\ud558\uaca0\ub2e4\uace0 \ud55c \uac8c \ub300\ud45c\uc801\uc774\ub2e4.<\/p>\n\n\n\n

<\uc5f0\ud569><\/p>\n","protected":false},"excerpt":{"rendered":"

\u25b6 \ud2b8\ub7fc\ud504 \ucde8\uc784 1\ub144 \uba85\uc554\u25b6 \uc0c1\ud638\uad00\uc138, \uc18c\ube44\uc790\uc5d0 \ud0c0\uaca9 \u25b6 \u2018\ube48\uc775\ube48 \ubd80\uc775\ubd80\u2019 \ub354 \uc2ec\ud654\u25b6 \uae00\ub85c\ubc8c \ubb34\uc5ed\uccb4\uacc4…<\/p>","protected":false},"author":1,"featured_media":38622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"WB4WB4WP_MODE":"","WB4WP_PAGE_SCRIPTS":"","WB4WP_PAGE_STYLES":"","WB4WP_PAGE_FONTS":"","WB4WP_PAGE_HEADER":"","WB4WP_PAGE_FOOTER":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[37],"tags":[2282],"class_list":["post-38619","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-2282"],"yoast_head":"\n\u201c\uc778\ud50c\ub808 \ubcf5\ubcd1 \uc5ec\uc804\u2026 \uc11c\ubbfc\u00b7\uc911\uc18c\uae30\uc5c5\uc5d0 \ucda9\uaca9 \uc9d1\uc911\u201d - \ud55c\uad6d\uc77c\ubcf4 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