{"id":41323,"date":"2026-02-09T09:13:58","date_gmt":"2026-02-09T14:13:58","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=41323"},"modified":"2026-02-09T09:14:02","modified_gmt":"2026-02-09T14:14:02","slug":"sba-%ec%82%ac%ea%b8%b0-%eb%8c%80%eb%8c%80%ec%a0%81-%ec%88%98%ec%82%ac-%eb%b9%84%ec%83%81","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/sba-%ec%82%ac%ea%b8%b0-%eb%8c%80%eb%8c%80%ec%a0%81-%ec%88%98%ec%82%ac-%eb%b9%84%ec%83%81\/","title":{"rendered":"SBA \uc0ac\uae30 \ub300\ub300\uc801 \uc218\uc0ac \u2018\ube44\uc0c1\u2019"},"content":{"rendered":"

\u25b6 PPP\u00b7\ud39c\ub370\ubbf9 \ud53c\ud574 \uad00\ub828
\u25b6 \uac00\uc8fc 11\ub9cc\uac74\u00b7\uff0490\uc5b5 \ud658\uc218<\/p>\n\n\n\n

\u25b6 \u201c\uace0\uc758\uc131 \uc5c6\uc5b4\ub3c4 \uc870\uc0ac\ub300\uc0c1\u201d
\u25b6 \ud55c\uc778 \uc5c5\uc8fc\ub4e4 \uc804\uc804\uae0d\uae0d<\/p>\n\n\n\n

\uc5f0\ubc29 \uc911\uc18c\uae30\uc5c5\uccad(SBA)\uc774 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc8fc\uc5d0\uc11c \ud32c\ub370\ubbf9 \uae30\uac04 \uc9d1\ud589\ub41c SBA \ub300\ucd9c \uac00\uc6b4\ub370 11\ub9cc \uac74\uc774 \ub118\ub294 \uc0ac\uae30 \uc758\ud639\uc744 \uc801\ubc1c\ud558\uace0, \ucd5c\ub300 90\uc5b5 \ub2ec\ub7ec \ud658\uc218\uc5d0 \ub098\uc11c\uba74\uc11c \ud55c\uc778 \uc18c\uc0c1\uacf5\uc778 \uc5c5\uacc4\uc5d0 \ubd88\uc548\uac10\uc774 \uae09\uc18d\ud788 \ud655\uc0b0\ub418\uace0 \uc788\ub2e4. \ud2b9\ud788 \ucf54\ub85c\ub09819 \ub2f9\uc2dc \uc0dd\uc874\uc744 \uc704\ud574 \uc815\ubd80 \ubcf4\uc99d \ub300\ucd9c\uc744 \uc2e0\uccad\ud588\ub358 \ud55c\uc778 \uc5c5\uc8fc\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub294 \u201c\uc815\uc0c1\uc801\uc73c\ub85c \ub300\ucd9c\uc744 \ubc1b\uc558\uc5b4\ub3c4 \uc870\uc0ac \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\ub2e4\u201d\ub294 \uc6b0\ub824\uac00 \ucee4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

SBA\ub294 \uae09\uc5ec\ubcf4\ud638\ud504\ub85c\uadf8\ub7a8(PPP)\uacfc \uacbd\uc81c\uc7ac\ub09c\ud53c\ud574\ub300\ucd9c(EIDL)\uc744 \uc911\uc2ec\uc73c\ub85c \ud5c8\uc704 \uc9c1\uc6d0 \uc218 \uc2e0\uace0, \ub9e4\ucd9c \uacfc\uc7a5, \uc720\ub839\ud68c\uc0ac \uc124\ub9bd, \uc911\ubcf5 \ub300\ucd9c \ub4f1\uc758 \uc0ac\uae30 \uc720\ud615\uc744 \uc9d1\uc911 \uc218\uc0ac \uc911\uc774\ub2e4. \ucf08\ub9ac \ub85c\ud50c\ub7ec SBA \uccad\uc7a5\uc740 \u201c\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \ud655\uc778\ub41c \uc0ac\uae30 \uaddc\ubaa8\ub294 \ucda9\uaca9\uc801\u201d\uc774\ub77c\uba70 \u201c\uc5f0\ubc29 \ubc95\uc9d1\ud589\uae30\uad00\uacfc \ud611\ub825\ud574 \ubc94\uc8c4\uc790\ub97c \ub05d\uae4c\uc9c0 \ucd94\uc801\ud558\uace0, \ub0a9\uc138\uc790\ub4e4\uc758 \ub3c8\uc744 \ubc18\ub4dc\uc2dc \ud68c\uc218\ud560 \uac83\u201d\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4<\/p>\n\n\n\n

\ubb38\uc81c\ub294 \ud32c\ub370\ubbf9 \ub2f9\uc2dc \uc2e0\uc18d \uc9d1\ud589\uc744 \uc774\uc720\ub85c \uc2ec\uc0ac \uae30\uc900\uc774 \ub300\ud3ed \uc644\ud654\ub418\uba74\uc11c, \ud68c\uacc4\u00b7\uc138\ubb34 \uc9c0\uc2dd\uc774 \ubd80\uc871\ud55c \ud55c\uc778 \uc5c5\uc8fc\ub4e4\uc774 \uc5d0\uc774\uc804\ud2b8\ub098 \ube0c\ub85c\ucee4\uc758 \uad8c\uc720\uc5d0 \ub530\ub77c \uc11c\ub958\ub97c \ub9e1\uacbc\ub2e4\uac00 \uc758\ub3c4\uce58 \uc54a\uac8c \uaddc\uc815 \uc704\ubc18 \uc0c1\ud0dc\uc5d0 \ub193\uc778 \uc0ac\ub840\uac00 \uc801\uc9c0 \uc54a\ub2e4\ub294 \uc810\uc774\ub2e4.<\/p>\n\n\n\n

<\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/p>\n\n\n\n

\uc790\ubc14\uc2dc\uc7a5\uc758 \ud55c \ud55c\uc778 \uc5c5\uc8fc\ub294 \u201c\ube0c\ub85c\ucee4\uac00 \uc2dc\ud0a4\ub294 \ub300\ub85c \uc11c\ub958\ub97c \ub0c8\uc744 \ubfd0\uc778\ub370, \uc9c0\uae08 \uc640\uc11c \uc0ac\uae30 \uc218\uc0ac\ub97c \ud55c\ub2e4\uace0 \ud558\ub2c8 \ud639\uc2dc \ubb38\uc81c\uac00 \ub418\uc9c0 \uc54a\uc744\uae4c \uac71\uc815\ub41c\ub2e4\u201d\uba70 \u201c\uc774\ubbf8 \ub300\ucd9c\uae08\uc744 \ubaa8\ub450 \uc0ac\uc5c5 \uc6b4\uc601\uacfc \uc9c1\uc6d0 \uae09\uc5ec\ub85c \uc0ac\uc6a9\ud588\ub294\ub370\ub3c4 \ubd88\uc548\ud558\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n

\uc2e4\uc81c\ub85c \ud55c\uc778 \uae08\uc735\uad8c\uacfc \ud68c\uacc4\uc0ac\ub4e4\uc5d0 \ub530\ub974\uba74, \ub2f9\uc2dc \uc77c\ubd80 \ube0c\ub85c\ucee4\ub4e4\uc740 \uc2e4\uc81c \uc9c1\uc6d0 \uc218\ubcf4\ub2e4 \ubd80\ud480\ub824 \uc2e0\uccad\ud558\uac70\ub098, \uc138\uae08 \uc2e0\uace0 \uc790\ub8cc\uc640 \uc77c\uce58\ud558\uc9c0 \uc54a\ub294 \uc218\uce58\ub97c \uae30\uc7ac\ud558\ub3c4\ub85d \uc720\ub3c4\ud55c \uc0ac\ub840\ub3c4 \uc788\uc5c8\ub358 \uac83\uc73c\ub85c \uc804\ud574\uc9c4\ub2e4. \uc774\ub7f0 \uacbd\uc6b0 \uc5c5\uc8fc\uac00 \uace0\uc758\uac00 \uc5c6\uc5c8\ub354\ub77c\ub3c4 \uc0ac\ud6c4 \uc870\uc0ac \uacfc\uc815\uc5d0\uc11c \uc124\uba85 \ucc45\uc784\uc744 \uc838\uc57c \ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/p>\n\n\n\n

SBA\ub294 \uc774\ubc88 \uc870\uce58\ub85c \uc0ac\uae30 \uc758\ud639 \ucc28\uc785\uc790\ub4e4\uc744 \u2018\uc815\uc9c0(suspension)\u2019 \uc0c1\ud0dc\ub85c \ubd84\ub958\ud558\uace0, \uc2e0\uaddc SBA \ub300\ucd9c\uacfc \uc7ac\ub09c\ub300\ucd9c, \uc5f0\ubc29\uc815\ubd80 \uacc4\uc57d \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec\ub97c \uc804\uba74 \uc81c\ud55c\ud588\ub2e4. \uc774\uc5d0 \ub530\ub77c \ud5a5\ud6c4 \uc790\uae08 \uc870\ub2ec \uacc4\ud68d\uc774 \uc788\ub294 \ud55c\uc778 \uc0ac\uc5c5\uccb4\ub4e4\uc774 \uc608\uae30\uce58 \uc54a\uac8c \uae08\uc735 \ud65c\ub3d9\uc5d0 \uc81c\uc57d\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\ub3c4 \ub098\uc628\ub2e4.<\/p>\n\n\n\n

\ud55c\uc778 \uc740\ud589\ub4e4\ub3c4 \uae34\uc7a5\ud558\uace0 \uc788\ub2e4. SBA \ub300\ucd9c \ube44\uc911\uc774 \ub192\uc740 \ud55c\uc778 \uc740\ud589\ub4e4\uc740 \ucd5c\uadfc \ub0b4\ubd80\uc801\uc73c\ub85c \uacfc\uac70 PPP\u00b7EIDL \ub300\ucd9c \uc790\ub8cc\ub97c \uc7ac\uc810\uac80\ud558\uace0 \uc788\uc73c\uba70, \uc77c\ubd80 \uc740\ud589\uc740 \uace0\uac1d\ub4e4\uc5d0\uac8c \uad00\ub828 \uc11c\ub958 \ubcf4\uad00 \uc5ec\ubd80\uc640 \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4. \ud55c \ud55c\uc778 \uc740\ud589 \uad00\uacc4\uc790\ub294 \u201c\uc0ac\uae30 \uc5ec\ubd80\uc640 \ubb34\uad00\ud558\uac8c \ub300\uaddc\ubaa8 \uc815\ubc00 \uac80\uc99d \uad6d\uba74\uc73c\ub85c \uc811\uc5b4\ub4e0 \uac83\uc740 \ubd84\uba85\ud558\ub2e4\u201d\uba70 \u201c\uc815\uc0c1 \ucc28\uc785\uc790\ub77c\ub3c4 \uc18c\uba85 \uc790\ub8cc\uac00 \ubd80\uc871\ud558\uba74 \uace4\ub780\ud55c \uc0c1\ud669\uc5d0 \ucc98\ud560 \uc218 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n

\uc5ec\uae30\uc5d0 \uc624\ub294 3\uc6d4\ubd80\ud130 \uc2dc\ud589\ub418\ub294 \ube44\uc2dc\ubbfc\uad8c\uc790 SBA \ub300\ucd9c \uc804\uba74 \ubc30\uc81c \uc815\ucc45\uae4c\uc9c0 \uacb9\uce58\uba74\uc11c, \ud55c\uc778 \uc0ac\ud68c\uc758 \uccb4\uac10 \ucda9\uaca9\uc740 \ub354\uc6b1 \ud06c\ub2e4. \uc601\uc8fc\uad8c\uc790\uc640 \uc774\ubbfc 1\uc138 \uc5c5\uc8fc \uc0c1\ub2f9\uc218\uac00 \uc815\ubd80 \ubcf4\uc99d \ub300\ucd9c\uc5d0\uc11c \ubc30\uc81c\ub420 \uacbd\uc6b0, \uc774\ubbf8 SBA \uc218\uc0ac\ub85c \uc704\ucd95\ub41c \ubd84\uc704\uae30\uc5d0 \u2018\uc790\uae08\uc904 \ucc28\ub2e8\u2019\uc774\ub77c\ub294 \uc774\uc911 \ubd80\ub2f4\uc744 \ub5a0\uc548\uac8c \ub418\uae30 \ub54c\ubb38\uc774\ub2e4. \ubc45\ud06c\uc624\ube0c\ud638\ud504\ub97c \ube44\ub86f\ud55c \ubbf8 \uc804\uad6d 15\uac1c \ud55c\uc778 \uc740\ud589\uc740 2025\ud68c\uacc4\uc5f0\ub3c4\uc5d0 7(a) \ub300\ucd9c\ub9cc 18\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc744 \ucde8\uae09\ud588\uc73c\uba70, \uc2e0\uccad\uc790\uc758 20~30%\uac00 \ube44\uc2dc\ubbfc\uad8c\uc790\uc778 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4.<\/p>\n\n\n\n

\uc804\ubb38\uac00\ub4e4\uc740 \u201c\uc774\ubc88 \uc218\uc0ac\uc758 \ucd08\uc810\uc740 \uc870\uc9c1\uc801\u00b7\uace0\uc758\uc801 \uc0ac\uae30\uc9c0\ub9cc, \uc870\uc0ac \ubc94\uc704\uac00 \uc6cc\ub099 \ub113\uc5b4 \uc120\uc758\uc758 \uc5c5\uc8fc\ub4e4\uc774 \uc2ec\ub9ac\uc801\u00b7\ud589\uc815\uc801 \ud53c\ud574\ub97c \uc785\uc744 \uac00\ub2a5\uc131\ub3c4 \ubc30\uc81c\ud560 \uc218 \uc5c6\ub2e4\u201d\uace0 \uc9c0\uc801\ud55c\ub2e4. \ub300\uaddc\ubaa8 \uc0ac\uae30 \uc801\ubc1c\uacfc \uac15\ub3c4 \ub192\uc740 \ud658\uc218 \uc870\uce58, \uc5ec\uae30\uc5d0 \ube44\uc2dc\ubbfc\uad8c\uc790 \ub300\ucd9c \uc81c\ud55c\uc774\ub77c\ub294 \uc545\uc7ac\uae4c\uc9c0 \uacb9\uce58\uba74\uc11c, SBA \ub300\ucd9c\uc744 \uc774\uc6a9\ud588\uac70\ub098 \uc774\uc6a9 \uc608\uc815\uc778 \ud55c\uc778 \uc18c\uc0c1\uacf5\uc778\ub4e4\uc740 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ubd88\ud655\uc2e4\ud55c \ud658\uacbd\uc5d0 \ub193\uc774\uac8c \ub410\ub2e4.<\/p>\n\n\n\n

<\ub178\uc138\ud76c \uae30\uc790><\/p>","protected":false},"excerpt":{"rendered":"

\u25b6 PPP\u00b7\ud39c\ub370\ubbf9 \ud53c\ud574 \uad00\ub828\u25b6 \uac00\uc8fc 11\ub9cc\uac74\u00b7\uff0490\uc5b5 \ud658\uc218 \u25b6 \u201c\uace0\uc758\uc131 \uc5c6\uc5b4\ub3c4 \uc870\uc0ac\ub300\uc0c1\u201d\u25b6 \ud55c\uc778 \uc5c5\uc8fc\ub4e4 \uc804\uc804\uae0d\uae0d \uc5f0\ubc29…<\/p>","protected":false},"author":1,"featured_media":41324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"WB4WB4WP_MODE":"","WB4WP_PAGE_SCRIPTS":"","WB4WP_PAGE_STYLES":"","WB4WP_PAGE_FONTS":"","WB4WP_PAGE_HEADER":"","WB4WP_PAGE_FOOTER":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[39],"tags":[2282],"class_list":["post-41323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-society","tag-2282"],"yoast_head":"\nSBA \uc0ac\uae30 \ub300\ub300\uc801 \uc218\uc0ac \u2018\ube44\uc0c1\u2019 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreatimesphila.com\/en\/sba-\uc0ac\uae30-\ub300\ub300\uc801-\uc218\uc0ac-\ube44\uc0c1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBA \uc0ac\uae30 \ub300\ub300\uc801 \uc218\uc0ac \u2018\ube44\uc0c1\u2019 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\" \/>\n<meta property=\"og:description\" content=\"\u25b6 PPP\u00b7\ud39c\ub370\ubbf9 \ud53c\ud574 \uad00\ub828\u25b6 \uac00\uc8fc 11\ub9cc\uac74\u00b7\uff0490\uc5b5 \ud658\uc218 \u25b6 \u201c\uace0\uc758\uc131 \uc5c6\uc5b4\ub3c4 \uc870\uc0ac\ub300\uc0c1\u201d\u25b6 \ud55c\uc778 \uc5c5\uc8fc\ub4e4 \uc804\uc804\uae0d\uae0d \uc5f0\ubc29...\" \/>\n<meta property=\"og:url\" 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