{"id":43853,"date":"2026-04-02T19:57:56","date_gmt":"2026-04-02T23:57:56","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=43853"},"modified":"2026-04-02T19:58:00","modified_gmt":"2026-04-02T23:58:00","slug":"labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","title":{"rendered":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29"},"content":{"rendered":"<p>\u25b6 \ub300\uccb4 \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5<\/p>\n\n\n\n<p>\u25b6 \uc77c\uac01\uc120 \u2018\ubd80\uc2e4\ud654\u2019 \uc6b0\ub824<br>\u25b6 \uc801\ub9bd\uae08 14\uc870\ub2ec\ub7ec \ub2ec\ud574<\/p>\n\n\n\n<p>\uc0ac\ubaa8\ub300\ucd9c \ub4f1 \ub300\uccb4\uc790\uc0b0 \ud22c\uc790\uc0c1\ud488\uc744 \uc6b4\uc6a9\ud558\ub294 \uc6d4\uac00 \uae08\uc735\uc0ac\ub4e4\uc774 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ud589\uc815\ubd80\uac00 \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\uc790\uc0b0 \uad00\ub828 \ubc95\uc801 \ubd88\ud655\uc2e4\uc131\uc744 \ud574\uc18c\ud558\ub294 \uaddc\uc81c \uac1c\ud3b8\uc548\uc744 \uacf5\uac1c\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc6d4\uc2a4\ud2b8\ub9bf\uc800\ub110(WSJ)\uc5d0 \ub530\ub974\uba74 \uc5f0\ubc29 \ub178\ub3d9\ubd80\ub294 \ud1f4\uc9c1\uc5f0\uae08\uc0ac\uc5c5\uc790\uac00 \ub300\uccb4\uc790\uc0b0 \ud22c\uc790\uc0c1\ud488\uc744 \uc120\ud0dd \uac00\ub2a5 \uc0c1\ud488\uad70\uc5d0 \ud3ec\ud568\ud558\ub824 \ud560 \ub54c \ub530\ub77c\uc57c \ud560 \uc808\ucc28\ub97c \ub2f4\uc740 \uaddc\uc815\uc548\uc744 \uc9c0\ub09c\ub2ec 30\uc77c \ubc1c\ud45c\ud588\ub2e4.<\/p>\n\n\n\n<p>\uaddc\uc815\uc548\uc740 \ub610 \ud1f4\uc9c1\uc5f0\uae08 \ud50c\ub79c \uc218\ud0c1\uc790\uac00 \ud22c\uc790\uc0c1\ud488 \ub300\uc548\ub4e4\uc744 \uc120\ud0dd\ud560 \ub54c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \u2018\uc138\uc774\ud504 \ud558\ubc84\u2019(safe harbor) \uc694\uac74\uc744 \uba85\uc2dc\ud588\ub2e4.<a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=701251&amp;banner_url=https:\/\/tvhankook.com\/watch\/t\/636c810fec93305e155039ac\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/img.koreatimes.com\/pdf\/2026_dongbang_landing.jpg\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.hansolfinancial.com\/\"><\/a><a href=\"https:\/\/youtu.be\/uQbSogwAw68\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1215252&amp;banner_url=https:\/\/cuchenus.com\/products\/cje-cd0610us-6cup?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=cuchenCD06\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1017252&amp;banner_url=https:\/\/merae.com\/collections\/ohtas-isan?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=ohtas+isan\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=808252&amp;banner_url=https:\/\/merae.com\/collections\/tiger?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=tiger\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=701251&amp;banner_url=https:\/\/tvhankook.com\/watch\/t\/636c810fec93305e155039ac\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/img.koreatimes.com\/pdf\/2026_dongbang_landing.jpg\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.hansolfinancial.com\/\"><\/a><a href=\"https:\/\/youtu.be\/uQbSogwAw68\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1215252&amp;banner_url=https:\/\/cuchenus.com\/products\/cje-cd0610us-6cup?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=cuchenCD06\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1017252&amp;banner_url=https:\/\/merae.com\/collections\/ohtas-isan?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=ohtas+isan\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=808252&amp;banner_url=https:\/\/merae.com\/collections\/tiger?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=tiger\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=701251&amp;banner_url=https:\/\/tvhankook.com\/watch\/t\/636c810fec93305e155039ac\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<p>\ud1f4\uc9c1\uc5f0\uae08 \uc218\ud0c1\uc790\ub294 \ud22c\uc790\uc790 \ubcf4\ud638\ub97c \uc704\ud574 \ud380\ub4dc \uc131\uacfc, \ube44\uc6a9, \ud658\ub9e4 \ub300\uc751 \ub2a5\ub825, \uc790\uc0b0\ud3c9\uac00 \ubc29\uc2dd, \uc0c1\ud488\uad6c\uc870\uc758 \ubcf5\uc7a1\uc131 \ub4f1 \uc77c\ub828\uc758 \uc694\uc18c\uc5d0 \ub300\ud55c \uac80\ud1a0\ub97c \ub9c8\uce5c \uacbd\uc6b0 \uc138\uc774\ud504 \ud558\ubc84\ub97c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub2e4. \uc138\uc774\ud504 \ud558\ubc84 \uc694\uac74\uc744 \ucda9\uc871\ud588\ub2e4\uace0 \ud574\uc11c \ubc95\uc801 \ucc45\uc784\uc774 \ubaa8\ub450 \uc0ac\ub77c\uc9c0\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc0ac\uc5c5\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc18c\uc1a1 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \ubc95\uc801 \ubd88\ud655\uc2e4\uc131\uc744 \ub0ae\ucd9c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ub300\uccb4\uc790\uc0b0\uc774\ub780 \uc0ac\ubaa8\ud380\ub4dc(PE), \uc0ac\ubaa8\ub300\ucd9c, \ubd80\ub3d9\uc0b0, \uc778\ud504\ub77c \ub4f1 \uc0c1\uc7a5\uc8fc\uc2dd, \ucc44\uad8c\uacfc \uac19\uc740 \uc804\ud1b5\uc801\uc778 \ud22c\uc790\uc790\uc0b0\uc774 \uc544\ub2cc \uc790\uc0b0\uc744 \ud3ed\ub113\uac8c \uc9c0\uce6d\ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc720\ub3d9\uc131\uc774 \ub0ae\uace0 \ud22c\uba85\uc131\uc774 \ub5a8\uc5b4\uc9c0\ub2e4 \ubcf4\ub2c8 \uae30\uad00\ud22c\uc790\uc790\ub098 \uace0\uc561 \uc790\uc0b0\uac00 \uc678\uc5d0\ub294 \uc811\uadfc\uc774 \uc5b4\ub824\uc6b4 \uc601\uc5ed\uc73c\ub85c \ub0a8\uc544 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b8\ub7fc\ud504 \ud589\uc815\ubd80\ub294 \u2018\ub300\uccb4\uc790\uc0b0\uc758 \ubbfc\uc8fc\ud654\u2019 \ubc29\uce68\uc744 \ub0b4\uac78\uace0 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \ub300\uccb4\uc790\uc0b0 \ud22c\uc790\uac00 \uac00\ub2a5\ud558\ub3c4\ub85d \uad00\ub828 \uaddc\uc81c \uc815\ube44\ub97c \ucd94\uc9c4\ud574\uc654\ub2e4.<\/p>\n\n\n\n<p>\ube14\ub799\uc2a4\ud1a4, \uc544\ud3f4\ub85c, KKR \ub4f1 \uc6d4\uac00\uc758 \ub300\uccb4\uc790\uc0b0 \uc6b4\uc6a9\uc0ac\ub4e4\uc740 \uae30\uad00\ud22c\uc790\uc790 \uc790\uae08 \uc774\uc678\uc5d0 \uac1c\uc778 \uc790\uae08\uc744 \uc720\uce58\ud558\uace0\uc790 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ubaa8\uc0c9\ud574\uc654\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc7ac \ubbf8\uad6d\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5 \uc801\ub9bd\uae08\uc740 14\uc8702,000\uc5b5\ub2ec\ub7ec\uc5d0 \ub2ec\ud55c\ub2e4\uace0 WSJ\uc740 \uc804\ud588\ub2e4. \ub9e4\uc6b0 \uc801\uc740 \ube44\uc911\ub9cc \uc2e0\uaddc\ub85c \uc720\uc785\ub418\ub354\ub77c\ub3c4 \ub300\uccb4\uc790\uc0b0 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \ud30c\uae09 \ud6a8\uacfc\ub294 \ud074 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc7ac \ubbf8 \ubc95\uaddc\ub294 401(k) \uacc4\uc88c\uc640 \uac19\uc740 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \ub300\uccb4\uc790\uc0b0\uc744 \ud22c\uc790\ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uae08\uc9c0\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uaddc\uc815\uc758 \ubaa8\ud638\uc131 \ud0d3\uc5d0 \uc18c\uc1a1\uc744 \ub450\ub824\uc6cc\ud55c \uc6b4\uc6a9\uc0ac\ub4e4\uc774 \uc0c1\ud488 \ucd9c\uc2dc\ub97c \uaebc\ub824\uc654\ub2e4.<\/p>\n\n\n\n<p>\ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5\uc744 \uc0ac\ubaa8\uc790\uc0b0 \uc2dc\uc7a5\uc5d0 \uac1c\ubc29\ud558\ub294 \uccab\uac78\uc74c\uc778 \uc774\ubc88 \uc870\uce58\ub294 \uc0ac\ubaa8\ub300\ucd9c \uc2dc\uc7a5\uc744 \ud5a5\ud55c \uc2e0\uc6a9 \uc704\ud5d8\uc131 \uacbd\uace0 \uc18d\uc5d0 \uad00\ub828 \ud380\ub4dc\uc5d0\uc11c \ud22c\uc790\uae08\uc774 \uc774\ud0c8\ud558\uace0 \uc788\ub294 \uac00\uc6b4\ub370 \ub098\uc654\ub2e4\ub294 \uc810\uc5d0\uc11c \ub17c\ub780\uc774 \uc77c\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>WSJ\uc740 \u201c\uc774\ubc88 \uaddc\uc815\uc548\uc740 \uace0\ube44\uc6a9 \ub300\uccb4\ud22c\uc790 \uc0c1\ud488\uc744 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5\uc5d0 \ud3b8\uc785\uc2dc\ud0a4\uae30 \uc704\ud574 \ub85c\ube44\ub97c \ubc8c\uc5ec\uc628 \uc6d4\uac00 \uae08\uc735\uc0ac\ub4e4\uc758 \uc2b9\ub9ac\u201d\ub77c\uba74\uc11c\ub3c4 \u201c\uadf8\ub7ec\ub098 \uc77c\ubd80 \uc0ac\ubaa8\ub300\ucd9c \ud380\ub4dc\uc5d0\uc11c \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uae08\uc744 \ud68c\uc218\ud558\ub294 \ub4f1 \uc2dc\uc7a5\uc774 \ud63c\ub780\uc5d0 \ube60\uc9c4 \uc2dc\uc810\uc5d0 \ub098\uc628 \uac83\uc774\uc5b4\uc11c \ud0c0\uc774\ubc0d\uc774 \uc88b\uc9c0 \uc54a\ub2e4\u201d\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u25b6 \ub300\uccb4 \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5 \u25b6 \uc77c\uac01\uc120 \u2018\ubd80\uc2e4\ud654\u2019 \uc6b0\ub824\u25b6 \uc801\ub9bd\uae08 14\uc870\ub2ec\ub7ec \ub2ec\ud574 \uc0ac\ubaa8\ub300\ucd9c \ub4f1 \ub300\uccb4\uc790\uc0b0&#8230;<\/p>","protected":false},"author":4,"featured_media":43854,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"WB4WB4WP_MODE":"","WB4WP_PAGE_SCRIPTS":"","WB4WP_PAGE_STYLES":"","WB4WP_PAGE_FONTS":"","WB4WP_PAGE_HEADER":"","WB4WP_PAGE_FOOTER":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[38],"tags":[2282],"class_list":["post-43853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-38","tag-2282"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\" \/>\n<meta property=\"og:description\" content=\"\u25b6 \ub300\uccb4 \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5 \u25b6 \uc77c\uac01\uc120 \u2018\ubd80\uc2e4\ud654\u2019 \uc6b0\ub824\u25b6 \uc801\ub9bd\uae08 14\uc870\ub2ec\ub7ec \ub2ec\ud574 \uc0ac\ubaa8\ub300\ucd9c \ub4f1 \ub300\uccb4\uc790\uc0b0...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/\" \/>\n<meta property=\"og:site_name\" content=\"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-02T23:57:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-02T23:58:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/\ucea1\ucc98-6.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1003\" \/>\n\t<meta property=\"og:image:height\" content=\"491\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Yeonjeong Yang\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Yeonjeong Yang\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/\"},\"author\":{\"name\":\"Yeonjeong Yang\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#\\\/schema\\\/person\\\/29cd0fd74359c91b1c91216a58849982\"},\"headline\":\"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29\",\"datePublished\":\"2026-04-02T23:57:56+00:00\",\"dateModified\":\"2026-04-02T23:58:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/\"},\"wordCount\":8,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1\",\"keywords\":[\"\ud55c\uad6d\uc77c\ubcf4\ud544\ub77c\"],\"articleSection\":[\"\uacbd\uc81c\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/\",\"url\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/\",\"name\":\"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1\",\"datePublished\":\"2026-04-02T23:57:56+00:00\",\"dateModified\":\"2026-04-02T23:58:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1\",\"width\":1003,\"height\":491},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/koreatimesphila.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#website\",\"url\":\"https:\\\/\\\/koreatimesphila.com\\\/\",\"name\":\"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\",\"description\":\"The Korea Times Philadelphia\",\"publisher\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/koreatimesphila.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#organization\",\"name\":\"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\",\"url\":\"https:\\\/\\\/koreatimesphila.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2023-05-01-%EC%98%A4%EC%A0%84-10.57.06.png?fit=143%2C143&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/koreatimesphila.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/cropped-%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2023-05-01-%EC%98%A4%EC%A0%84-10.57.06.png?fit=143%2C143&ssl=1\",\"width\":143,\"height\":143,\"caption\":\"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544\"},\"image\":{\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/koreatimesphila.com\\\/#\\\/schema\\\/person\\\/29cd0fd74359c91b1c91216a58849982\",\"name\":\"Yeonjeong Yang\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g\",\"caption\":\"Yeonjeong Yang\"},\"url\":\"https:\\\/\\\/koreatimesphila.com\\\/en\\\/author\\\/yeonjeong-yang\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","og_locale":"en_US","og_type":"article","og_title":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","og_description":"\u25b6 \ub300\uccb4 \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5 \u25b6 \uc77c\uac01\uc120 \u2018\ubd80\uc2e4\ud654\u2019 \uc6b0\ub824\u25b6 \uc801\ub9bd\uae08 14\uc870\ub2ec\ub7ec \ub2ec\ud574 \uc0ac\ubaa8\ub300\ucd9c \ub4f1 \ub300\uccb4\uc790\uc0b0...","og_url":"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","og_site_name":"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","article_published_time":"2026-04-02T23:57:56+00:00","article_modified_time":"2026-04-02T23:58:00+00:00","og_image":[{"width":1003,"height":491,"url":"https:\/\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/\ucea1\ucc98-6.png","type":"image\/png"}],"author":"Yeonjeong Yang","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Yeonjeong Yang","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#article","isPartOf":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/"},"author":{"name":"Yeonjeong Yang","@id":"https:\/\/koreatimesphila.com\/#\/schema\/person\/29cd0fd74359c91b1c91216a58849982"},"headline":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29","datePublished":"2026-04-02T23:57:56+00:00","dateModified":"2026-04-02T23:58:00+00:00","mainEntityOfPage":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/"},"wordCount":8,"commentCount":0,"publisher":{"@id":"https:\/\/koreatimesphila.com\/#organization"},"image":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1","keywords":["\ud55c\uad6d\uc77c\ubcf4\ud544\ub77c"],"articleSection":["\uacbd\uc81c"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","url":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","name":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29 - \ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","isPartOf":{"@id":"https:\/\/koreatimesphila.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#primaryimage"},"image":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1","datePublished":"2026-04-02T23:57:56+00:00","dateModified":"2026-04-02T23:58:00+00:00","breadcrumb":{"@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#primaryimage","url":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1","contentUrl":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1","width":1003,"height":491},{"@type":"BreadcrumbList","@id":"https:\/\/koreatimesphila.com\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/koreatimesphila.com\/"},{"@type":"ListItem","position":2,"name":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29"}]},{"@type":"WebSite","@id":"https:\/\/koreatimesphila.com\/#website","url":"https:\/\/koreatimesphila.com\/","name":"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","description":"The Korea Times Philadelphia","publisher":{"@id":"https:\/\/koreatimesphila.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/koreatimesphila.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/koreatimesphila.com\/#organization","name":"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544","url":"https:\/\/koreatimesphila.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/koreatimesphila.com\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2023\/05\/cropped-%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2023-05-01-%EC%98%A4%EC%A0%84-10.57.06.png?fit=143%2C143&ssl=1","contentUrl":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2023\/05\/cropped-%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2023-05-01-%EC%98%A4%EC%A0%84-10.57.06.png?fit=143%2C143&ssl=1","width":143,"height":143,"caption":"\ud55c\uad6d\uc77c\ubcf4 \ud544\ub77c\ub378\ud53c\uc544"},"image":{"@id":"https:\/\/koreatimesphila.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/koreatimesphila.com\/#\/schema\/person\/29cd0fd74359c91b1c91216a58849982","name":"Yeonjeong Yang","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e4ec24c81c00258e067d4654a6a2ccd3d8244f0a053aba8db6eabacef6d6d63?s=96&d=mm&r=g","caption":"Yeonjeong Yang"},"url":"https:\/\/koreatimesphila.com\/en\/author\/yeonjeong-yang\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1","featured_image_urls":{"full":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1",1003,491,false],"thumbnail":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=300%2C147&ssl=1",300,147,true],"medium_large":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=640%2C313&ssl=1",640,313,true],"large":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=640%2C313&ssl=1",640,313,true],"1536x1536":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1",1003,491,true],"2048x2048":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1",1003,491,true],"trp-custom-language-flag":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=18%2C9&ssl=1",18,9,true],"newsphere-slider-full":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?resize=1003%2C491&ssl=1",1003,491,true],"newsphere-featured":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?fit=1003%2C491&ssl=1",1003,491,true],"newsphere-medium":["https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/04\/%EC%BA%A1%EC%B2%98-6.png?resize=720%2C380&ssl=1",720,380,true]},"author_info":{"display_name":"Yeonjeong Yang","author_link":"https:\/\/koreatimesphila.com\/en\/author\/yeonjeong-yang\/"},"category_info":"<a href=\"https:\/\/koreatimesphila.com\/en\/category\/%ea%b2%bd%ec%a0%9c\/\" rel=\"category tag\">\uacbd\uc81c<\/a>","tag_info":"\uacbd\uc81c","comment_count":"0","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":32097,"url":"https:\/\/koreatimesphila.com\/en\/%ec%95%88%ec%a0%95%ec%a0%81%ec%9d%b8-%eb%85%b8%ed%9b%84-%ec%9c%84%ed%95%b4%ec%84%a0-%eb%ac%b4%ec%a1%b0%ea%b1%b4-%ec%9d%bc%ec%b0%8d-%ed%88%ac%ec%9e%90%ed%95%b4%ec%95%bc\/","url_meta":{"origin":43853,"position":0},"title":"\u201c\u2018\uc548\uc815\uc801\uc778 \ub178\ud6c4\u2019 \uc704\ud574\uc120 \ubb34\uc870\uac74 \uc77c\ucc0d \ud22c\uc790\ud574\uc57c\u201d","author":"mediauskorea","date":"11\/01\/2025","format":false,"excerpt":"\u25b6 \ud22c\uc790\u00b7\uc138\uc81c\ud61c\ud0dd\uc740 \ud544\uc218\uc801\u25b6 401(k)\u00b7IRA \ub4f1 \uc801\uadf9 \ud65c\uc6a9 \u25b6 \u2018\ubcf5\ub9ac\uc758 \ub9c8\ubc95\u2019 \uadf9\ub300\ud654 \uc911\uc694\u25b6 \ucd5c\uc2e0 \uc7ac\ubb34\u00b7\uc815\ubcf4 \uc2b5\ub4dd \uc911\uc694 \ub178\ud6c4\uc640 \uc740\ud1f4\ub294 \ub204\uad6c\ub098 \ud53c\ud560 \uc218 \uc5c6\ub2e4. \uc5bc\ub9c8\ub098 \ube68\ub9ac \uc138\ubc00\ud558\uac8c \uc7ac\uc815 \ub300\ube44\ub97c \ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \ub178\ud6c4 \uc0b6\uc758 \uc9c8\uc774 \ub2ec\ub77c\uc9c4\ub2e4. [\ub85c\uc774\ud130] \uc740\ud1f4\ub294 \ubaa8\ub4e0 \uadfc\ub85c\uc790\uc5d0\uac8c \ubc18\ub4dc\uc2dc \ub2e4\uac00\uc62c \uc778\uc0dd\uc758 \ud55c \uacfc\uc815\uc774\ub2e4. \ud604\uc5ed \uc2dc\uc808\uc5d0\ub294 \ub9e4\ub2ec \uae09\uc5ec\uac00 \uc548\uc815\uc801\uc73c\ub85c \ub4e4\uc5b4\uc624\uc9c0\ub9cc, \uc740\ud1f4 \uc774\ud6c4\uc5d0\ub294\u2026","rel":"","context":"In &quot;\uc815\uce58\/\uacbd\uc81c&quot;","block_context":{"text":"\uc815\uce58\/\uacbd\uc81c","link":"https:\/\/koreatimesphila.com\/en\/category\/politics\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2025\/11\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2025-11-01-%EC%98%A4%ED%9B%84-10.16.55.png?fit=1200%2C842&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2025\/11\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2025-11-01-%EC%98%A4%ED%9B%84-10.16.55.png?fit=1200%2C842&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2025\/11\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2025-11-01-%EC%98%A4%ED%9B%84-10.16.55.png?fit=1200%2C842&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2025\/11\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2025-11-01-%EC%98%A4%ED%9B%84-10.16.55.png?fit=1200%2C842&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2025\/11\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2025-11-01-%EC%98%A4%ED%9B%84-10.16.55.png?fit=1200%2C842&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":32937,"url":"https:\/\/koreatimesphila.com\/en\/irs-2026%eb%85%84-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-%eb%82%a9%ec%9e%85%ed%95%9c%eb%8f%84-%ec%83%81%ed%96%a5\/","url_meta":{"origin":43853,"position":1},"title":"IRS, 2026\ub144 \ud1f4\uc9c1\uc5f0\uae08 \ub0a9\uc785\ud55c\ub3c4 \uc0c1\ud5a5","author":"mediauskorea","date":"11\/14\/2025","format":false,"excerpt":"\u25b6 \uc0dd\ud65c\uacbd\uc81c \ub178\ud558\uc6b0\u25b6 401(k)\u00b7IRA \uacc4\uc88c \ub300\uc0c1 \u25b6 \ucd5c\ub300 1,000\ub2ec\ub7ec \ucd94\uac00\u25b6 \ubb3c\uac00 \uc0c1\uc2b9 \ubc18\uc601 \uc870\uce58 \uc5f0\ubc29 \uad6d\uc138\uccad(IRS)\uc774 \uc778\ud50c\ub808\uc774\uc158(\ubb3c\uac00\uc0c1\uc2b9)\uc744 \ubc18\uc601\ud574 2026\ub144 \ud1f4\uc9c1\uc800\ucd95\uacc4\uc88c\uc758 \ub0a9\uc785 \ud55c\ub3c4\ub97c \uc0c1\ud5a5 \uc870\uc815\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \uc774\ubc88 \uc870\uce58\ub294 \uadfc\ub85c\uc790\ub4e4\uc774 \uc138\uae08 \ud61c\ud0dd\uc744 \uc720\uc9c0\ud55c \ucc44 \ub354 \ub9ce\uc740 \uae08\uc561\uc744 \ud1f4\uc9c1\uc800\ucd95\uc5d0 \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \uac83\uc774\ub2e4. IRS\uc5d0 \ub530\ub974\uba74 2026\ub144\ubd80\ud130 \uadfc\ub85c\uc790\uac00 401(k), 403(b), 457, \uadf8\ub9ac\uace0\u2026","rel":"","context":"In &quot;\uc815\uce58\/\uacbd\uc81c&quot;","block_context":{"text":"\uc815\uce58\/\uacbd\uc81c","link":"https:\/\/koreatimesphila.com\/en\/category\/politics\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41687,"url":"https:\/\/koreatimesphila.com\/en\/%ed%95%84%eb%9d%bc%eb%8d%b8%ed%94%bc%ec%95%84-%ec%9e%ac%ec%a0%95-%ea%b1%b4%ec%a0%84%ec%84%b1-%ed%8f%89%ea%b0%80-d-%eb%93%b1%ea%b8%89\/","url_meta":{"origin":43853,"position":2},"title":"\ud544\ub77c\ub378\ud53c\uc544, \uc7ac\uc815 \uac74\uc804\uc131 \ud3c9\uac00 \u2018D\u2019 \ub4f1\uae09","author":"mediauskorea","date":"02\/13\/2026","format":false,"excerpt":"\ud544\ub77c\ub378\ud53c\uc544\uac00 \uc0c8\ub85c\uc6b4 \uc7ac\uc815 \uac74\uc804\uc131 \ud3c9\uac00\uc5d0\uc11c \u2018D\u2019 \ub4f1\uae09\uc744 \ubc1b\uc558\ub2e4. \ube44\uc601\ub9ac \uac10\uc2dc\ub2e8\uccb4\uc778 Truth in Accounting\uc774 \ubc1c\ud45c\ud55c \u20182026\ub144 \ub3c4\uc2dc \uc7ac\uc815 \ud604\ud669\u2019 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ud544\ub77c\ub378\ud53c\uc544\ub294 2024 \ud68c\uacc4\uc5f0\ub3c4 \ub9d0 \uae30\uc900 \ubaa8\ub4e0 \uc9c0\ucd9c\uc744 \ucda9\ub2f9\ud560 \ucda9\ubd84\ud55c \uc790\uae08\uc744 \ud655\ubcf4\ud558\uc9c0 \ubabb\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \ubcf4\uace0\uc11c\ub294 \ud544\ub77c\ub378\ud53c\uc544\uc758 \uc7ac\uc815 \ubd80\uc871\ubd84\uc774 \ub0a9\uc138\uc790 1\uc778\ub2f9 \uc57d 1\ub9cc7\ucc9c \ub2ec\ub7ec\uc758 \u2018\ub0a9\uc138\uc790 \ubd80\ub2f4\u2019\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4. \uc774\ub294 \uc2dc\uac00 \ubcf4\uc720\ud55c\u2026","rel":"","context":"In &quot;\ub85c\uceec&quot;","block_context":{"text":"\ub85c\uceec","link":"https:\/\/koreatimesphila.com\/en\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/02\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2026-02-13-%EC%98%A4%ED%9B%84-5.54.12.png?fit=452%2C388&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":41077,"url":"https:\/\/koreatimesphila.com\/en\/%ed%87%b4%ec%a7%81%ea%b8%88-%eb%96%bc%ec%9d%bc-%ea%b1%b1%ec%a0%95-%ec%82%ac%eb%9d%bc%ec%a7%84%eb%8b%a4-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-20%eb%85%84-%eb%a7%8c-%ec%9d%98%eb%ac%b4%ed%99%94\/","url_meta":{"origin":43853,"position":3},"title":"\ud1f4\uc9c1\uae08 \ub5bc\uc77c \uac71\uc815 \uc0ac\ub77c\uc9c4\ub2e4 \ud1f4\uc9c1\uc5f0\uae08 20\ub144 \ub9cc \uc758\ubb34\ud654","author":"mediauskorea","date":"02\/07\/2026","format":false,"excerpt":"\ud1f4\uc9c1\uae08\uc744 \uc678\ubd80 \uae08\uc735\uae30\uad00\uc5d0 \uc801\ub9bd\ud558\ub294 \ud1f4\uc9c1\uc5f0\uae08 \ub3c4\uc785\uc774 \ubaa8\ub4e0 \uc0ac\uc5c5\uc7a5\uc5d0 \uc758\ubb34\ud654\ub41c\ub2e4. \ud1f4\uc9c1\uae08\uc744 \uc0ac\ub0b4\uc5d0 \uc313\uc544\ub193\ub294 \ub300\uc2e0 \uc0ac\uc678\uc5d0 \ubcc4\ub3c4\ub85c \uc801\ub9bd\ud558\uba74 \ud68c\uc0ac\uac00 \uacbd\uc601\ub09c\uc744 \uacaa\ub354\ub77c\ub3c4 \ud1f4\uc9c1\uae08\uc774 \uc548\uc815\uc801\uc73c\ub85c \ubcf4\uc7a5\ub3fc, \uc601\uc138\u00b7\uc911\uc18c\uae30\uc5c5\uc5d0\uc11c \ube48\ubc88\ud55c \ud1f4\uc9c1\uae08 \uccb4\ubd88 \uc0ac\ub840\uac00 \ud06c\uac8c \uc904\uc5b4\ub4e4 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. \uc815\ubd80\ub294 \ud1f4\uc9c1\uc5f0\uae08 \uc218\uc775\ub960\uc744 \ub04c\uc5b4\uc62c\ub9ac\uae30 \uc704\ud574 '\uae30\uae08\ud615 \ud1f4\uc9c1\uc5f0\uae08'\ub3c4 \ub300\ud3ed \ud655\ub300\ud558\uae30\ub85c \ud588\ub2e4. '\ud1f4\uc9c1\uc5f0\uae08 \uae30\ub2a5 \uac15\ud654\ub97c \uc704\ud55c \ub178\uc0ac\uc815 \ud0dc\uc2a4\ud06c\ud3ec\uc2a4(TF)'\ub294 6\uc77c \uc11c\uc6b8 \uc601\ub4f1\ud3ec\uad6c\u2026","rel":"","context":"In &quot;\uc0ac\ud68c\/\ubb38\ud654&quot;","block_context":{"text":"\uc0ac\ud68c\/\ubb38\ud654","link":"https:\/\/koreatimesphila.com\/en\/category\/society\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2026\/02\/%EC%8A%A4%ED%81%AC%EB%A6%B0%EC%83%B7-2026-02-07-%EC%98%A4%ED%9B%84-12.01.17.png?fit=330%2C212&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":38857,"url":"https:\/\/koreatimesphila.com\/en\/%ed%8e%98%eb%84%90%ed%8b%b0-%ec%97%86%ec%9d%b4-401k%eb%a1%9c-%ec%a3%bc%ed%83%9d-%eb%8b%a4%ec%9a%b4%ed%8e%98%ec%9d%b4\/","url_meta":{"origin":43853,"position":4},"title":"\u201c\ud398\ub110\ud2f0 \uc5c6\uc774 401(k)\ub85c \uc8fc\ud0dd \ub2e4\uc6b4\ud398\uc774\u201d","author":"mediauskorea","date":"01\/19\/2026","format":false,"excerpt":"\u25b6 \ud2b8\ub7fc\ud504, \uc774\ubc88\uc8fc \ubc1c\ud45c \uc608\uc815\u25b6 10% \ubc8c\uae08 \ucca0\ud3d0\u00b7\uc138\uae08 \ub0ae\ucdb0 \u25b6 \uccab \uc8fc\ud0dd\uad6c\ub9e4\uc790\uc5d0 \uc2e4\uc9c8 \ub3c4\uc6c0\u25b6 \uc77c\ubd80 \uc870\ud56d \uc758\ud68c \uc785\ubc95 \ud544\uc694 [\ub85c\uc774\ud130] \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \uc774\ubc88 \uc8fc \uc2a4\uc704\uc2a4 \ub2e4\ubcf4\uc2a4\uc5d0\uc11c \uc5f4\ub9ac\ub294 \uc138\uacc4\uacbd\uc81c\ud3ec\ub7fc(WEF)\uc5d0\uc11c 401(k) \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c \uc790\uae08\uc744 \uc8fc\ud0dd \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\ub294 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud560 \uc608\uc815\uc774\ub77c\uace0 \ubc31\uc545\uad00 \uad6d\uac00\uacbd\uc81c\uc704\uc6d0\ud68c(NEC) \ucf00\ube48 \ud574\uc2dd \uc704\uc6d0\uc7a5\uc774 16\uc77c \ubc1d\ud614\ub2e4. \ucf00\ube48\u2026","rel":"","context":"In &quot;\uc815\uce58\/\uacbd\uc81c&quot;","block_context":{"text":"\uc815\uce58\/\uacbd\uc81c","link":"https:\/\/koreatimesphila.com\/en\/category\/politics\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":836,"url":"https:\/\/koreatimesphila.com\/en\/%ec%96%b4%eb%89%b4%ec%96%b4%ed%8b%b0annuity-%ec%9d%80%ed%87%b4-%ec%97%b0%ea%b8%88%ec%9d%98-%ec%84%a0%ed%83%9d\/","url_meta":{"origin":43853,"position":5},"title":"\uc5b4\ub274\uc5b4\ud2f0(Annuity) \uc740\ud1f4 \uc5f0\uae08\uc758 \uc120\ud0dd","author":"mediauskorea","date":"07\/02\/2022","format":false,"excerpt":"\ubcf4\ud5d8\uc778 \ubcc0\uc131\ub3c4 \ubd88\ud655\uc2e4\ud55c \ubbf8\ub798\uc640 \uacbd\uc81c\uc801 \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c \uc0b4\uc544\uac00\ub294 \ud604\ub300\uc778\ub4e4\uc740 \uc790\uc2e0\uacfc \uac00\uc871\uc758 \uc7ac\uc815\uc801\uc778 \uc548\uc815\uc744 \uc704\ud55c \uc900\ube44\uc640 \uac8c\ud68d\uc744 \uc138\uc6b0\uace0 \uc0b4\uc544\uc57c\ub9cc \uc548\uc804\ud558\uace0 \ub354 \ub098\uc740 \uc0ac\ud68c\ud658\uacbd\uc5d0\uc11c \uc0dd\ud65c\ud560 \uc218 \uc788\ub294 \ub0b4\uc77c\uc744 \ubcf4\uc7a5 \ubc1b\uc744 \uc218\uac00 \uc788\ub2e4. \ud2b9\ud788 \uc80a\uc5b4\uc11c \ubd80\ud130 \ub178\ud6c4\ub97c \ub300\ube44\ud574\uc11c \uc800\ucd95\uacfc \ud22c\uc790\ub85c \ubbf8\ub9ac \uacc4\ud68d\ud558\uace0 \uc2e4\ucc9c\ud574\uc57c\ub9cc \uc740\ud1f4 \ud6c4\uc758 \uc0b6\uc774 \uc6d0\ud65c\ud558\uac8c \uc9c4\ud589 \ub420 \uc218 \uc788\ub2e4. \uc7ac\uc815 \uc0c1\ud488\u2026","rel":"","context":"In &quot;\uce7c\ub7fc&quot;","block_context":{"text":"\uce7c\ub7fc","link":"https:\/\/koreatimesphila.com\/en\/category\/column\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2022\/07\/rollator-g53db1c82a_640.jpg?fit=640%2C480&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2022\/07\/rollator-g53db1c82a_640.jpg?fit=640%2C480&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/koreatimesphila.com\/wp-content\/uploads\/2022\/07\/rollator-g53db1c82a_640.jpg?fit=640%2C480&ssl=1&resize=525%2C300 1.5x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/posts\/43853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/comments?post=43853"}],"version-history":[{"count":1,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/posts\/43853\/revisions"}],"predecessor-version":[{"id":43855,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/posts\/43853\/revisions\/43855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/media\/43854"}],"wp:attachment":[{"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/media?parent=43853"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/categories?post=43853"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/koreatimesphila.com\/en\/wp-json\/wp\/v2\/tags?post=43853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}