{"id":43853,"date":"2026-04-02T19:57:56","date_gmt":"2026-04-02T23:57:56","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=43853"},"modified":"2026-04-02T19:58:00","modified_gmt":"2026-04-02T23:58:00","slug":"labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/labor-department-issues-safe-harbor-for-alternatives-in-401ks-aims-to-curb-litigation\/","title":{"rendered":"\uc5f0\ubc29\uc815\ubd80, \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790\ubb38\ud638 \uac1c\ubc29"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u25b6 \ub300\uccb4 \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25b6 \uc77c\uac01\uc120 \u2018\ubd80\uc2e4\ud654\u2019 \uc6b0\ub824<br>\u25b6 \uc801\ub9bd\uae08 14\uc870\ub2ec\ub7ec \ub2ec\ud574<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\ubaa8\ub300\ucd9c \ub4f1 \ub300\uccb4\uc790\uc0b0 \ud22c\uc790\uc0c1\ud488\uc744 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href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=701251&amp;banner_url=https:\/\/tvhankook.com\/watch\/t\/636c810fec93305e155039ac\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/img.koreatimes.com\/pdf\/2026_dongbang_landing.jpg\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.hansolfinancial.com\/\"><\/a><a href=\"https:\/\/youtu.be\/uQbSogwAw68\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1215252&amp;banner_url=https:\/\/cuchenus.com\/products\/cje-cd0610us-6cup?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=cuchenCD06\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=1017252&amp;banner_url=https:\/\/merae.com\/collections\/ohtas-isan?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=ohtas+isan\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=808252&amp;banner_url=https:\/\/merae.com\/collections\/tiger?utm_source=koreatimes&amp;utm_medium=web+article+banner&amp;utm_campaign=tiger\"><\/a><a href=\"http:\/\/service.koreatimes.com\/lib\/banner_action.php?&amp;banner_id=T1&amp;banner_ad_id=701251&amp;banner_url=https:\/\/tvhankook.com\/watch\/t\/636c810fec93305e155039ac\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud1f4\uc9c1\uc5f0\uae08 \uc218\ud0c1\uc790\ub294 \ud22c\uc790\uc790 \ubcf4\ud638\ub97c \uc704\ud574 \ud380\ub4dc \uc131\uacfc, \ube44\uc6a9, \ud658\ub9e4 \ub300\uc751 \ub2a5\ub825, \uc790\uc0b0\ud3c9\uac00 \ubc29\uc2dd, \uc0c1\ud488\uad6c\uc870\uc758 \ubcf5\uc7a1\uc131 \ub4f1 \uc77c\ub828\uc758 \uc694\uc18c\uc5d0 \ub300\ud55c \uac80\ud1a0\ub97c \ub9c8\uce5c \uacbd\uc6b0 \uc138\uc774\ud504 \ud558\ubc84\ub97c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub2e4. \uc138\uc774\ud504 \ud558\ubc84 \uc694\uac74\uc744 \ucda9\uc871\ud588\ub2e4\uace0 \ud574\uc11c \ubc95\uc801 \ucc45\uc784\uc774 \ubaa8\ub450 \uc0ac\ub77c\uc9c0\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc0ac\uc5c5\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc18c\uc1a1 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \ubc95\uc801 \ubd88\ud655\uc2e4\uc131\uc744 \ub0ae\ucd9c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\uccb4\uc790\uc0b0\uc774\ub780 \uc0ac\ubaa8\ud380\ub4dc(PE), \uc0ac\ubaa8\ub300\ucd9c, \ubd80\ub3d9\uc0b0, \uc778\ud504\ub77c \ub4f1 \uc0c1\uc7a5\uc8fc\uc2dd, \ucc44\uad8c\uacfc \uac19\uc740 \uc804\ud1b5\uc801\uc778 \ud22c\uc790\uc790\uc0b0\uc774 \uc544\ub2cc 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\uc790\uae08 \uc774\uc678\uc5d0 \uac1c\uc778 \uc790\uae08\uc744 \uc720\uce58\ud558\uace0\uc790 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ubaa8\uc0c9\ud574\uc654\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ubbf8\uad6d\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5 \uc801\ub9bd\uae08\uc740 14\uc8702,000\uc5b5\ub2ec\ub7ec\uc5d0 \ub2ec\ud55c\ub2e4\uace0 WSJ\uc740 \uc804\ud588\ub2e4. \ub9e4\uc6b0 \uc801\uc740 \ube44\uc911\ub9cc \uc2e0\uaddc\ub85c \uc720\uc785\ub418\ub354\ub77c\ub3c4 \ub300\uccb4\uc790\uc0b0 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \ud30c\uae09 \ud6a8\uacfc\ub294 \ud074 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ubbf8 \ubc95\uaddc\ub294 401(k) \uacc4\uc88c\uc640 \uac19\uc740 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \ub300\uccb4\uc790\uc0b0\uc744 \ud22c\uc790\ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uae08\uc9c0\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uaddc\uc815\uc758 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