{"id":44482,"date":"2026-04-16T03:40:09","date_gmt":"2026-04-16T07:40:09","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=44482"},"modified":"2026-04-16T03:40:10","modified_gmt":"2026-04-16T07:40:10","slug":"%eb%af%b8%c2%b7%ec%9d%b4%eb%9e%80-%ec%a2%85%ec%a0%84-%ed%95%a9%ec%9d%98-%ec%b4%88%ec%9d%bd%ea%b8%b0-%eb%93%a4%ec%96%b4%ea%b0%94%eb%8b%a4-%ed%95%a9%ec%9d%98%eb%8f%84-%ec%a0%84%ec%97%90","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/%eb%af%b8%c2%b7%ec%9d%b4%eb%9e%80-%ec%a2%85%ec%a0%84-%ed%95%a9%ec%9d%98-%ec%b4%88%ec%9d%bd%ea%b8%b0-%eb%93%a4%ec%96%b4%ea%b0%94%eb%8b%a4-%ed%95%a9%ec%9d%98%eb%8f%84-%ec%a0%84%ec%97%90\/","title":{"rendered":"\ubbf8\u00b7\uc774\ub780 \uc885\uc804 \ud569\uc758 &#8216;\ucd08\uc77d\uae30&#8217; \ub4e4\uc5b4\uac14\ub2e4\u2026 \ud569\uc758\ub3c4 \uc804\uc5d0\u00a0S&#038;P500 \uc0ac\uc0c1 \ucd5c\uace0\uce58"},"content":{"rendered":"<p>\uc6cc\uc2f1\ud134=\uad8c\uacbd\uc131 \ud2b9\ud30c\uc6d0 \uc678 1\uba85<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud30c\ud0a4\uc2a4\ud0c4\uc11c 2\ucc28 \ud611\uc0c1 \uc720\ub825 \ubd84\uc704\uae30<br>\uc138\ubd80 \ub17c\uc758 \uc704\ud55c \ud734\uc804 \uc5f0\uc7a5 \ubd88\uac00\ud53c<br>\uc774\uc2a4\ub77c\uc5d8\u00b7\ub808\ubc14\ub17c\ub3c4 \ud734\uc804 \ubc1c\ud45c\ud560 \ub4ef<br>\ud2b8\ub7fc\ud504 \uad70\ubd88 \ub54c\uc790 \uc8fc\uac00 \uc0ac\uc0c1 \ucd5c\uace0<\/h2>\n\n\n\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/newsimg.hankookilbo.com\/cms\/articlerelease\/2026\/04\/16\/d2c051b0-ba38-4e2e-b88e-653eeddf44e8.jpg?w=640&#038;ssl=1\"><\/p>\n\n\n\n<p>JD \ubc34\uc2a4 \ubbf8\uad6d \ubd80\ud1b5\ub839\uc774 12\uc77c \ud30c\ud0a4\uc2a4\ud0c4 \uc774\uc2ac\ub77c\ub9c8\ubc14\ub4dc\uc5d0\uc11c \ud30c\ud0a4\uc2a4\ud0c4 \uce21 \uc911\uc7ac\ub85c \uc774\ub780 \ub300\ud45c\ub2e8\uacfc \uc885\uc804 \ud68c\ub2f4\uc744 \ud55c \ub4a4 \uae30\uc790\ud68c\uacac\uc7a5\uc5d0 \ub3c4\ucc29\ud558\uace0 \uc788\ub2e4. \uc774\uc2ac\ub77c\ub9c8\ubc14\ub4dc=AFP \uc5f0\ud569\ub274\uc2a4<\/p>\n\n\n\n<p>\ubbf8\uad6d\uacfc \uc774\ub780 \uac04 \uc885\uc804(\u7d42\u6230) \ub17c\uc758\uac00 \uae09\ubb3c\uc0b4\uc744 \ud0c0\ub294 \ubaa8\uc2b5\uc774\ub2e4. \ud734\uc804 \uae30\uac04\uc774 \ub05d\ub098\ub294 \ub2e4\uc74c \uc8fc \ucd08(21\uc77c) \uc774\uc804\uc5d0 \ucd5c\uc885 \ud569\uc758\uc758 \ud1a0\ub300\uac00 \ub418\ub294 \u2018\uae30\ubcf8 \ud569\uc758\u2019\uac00 \ub3c4\ucd9c\ub420 \uac00\ub2a5\uc131\ub3c4 \uc810\uccd0\uc9c4\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubc31\uc545\uad00 \u201c\uc0dd\uc0b0\uc801 \ub300\ud654\u201d<\/h3>\n\n\n\n<p>\uc591\uad6d \uac04 \ub450 \ubc88\uc9f8 \ub300\uba74 \ud611\uc0c1\uc740 \ucd08\uc77d\uae30\uc5d0 \ub4e4\uc5b4\uac04 \ubd84\uc704\uae30\ub2e4. \uce90\ub7f4\ub77c\uc778 \ub808\ube57 \ubc31\uc545\uad00 \ub300\ubcc0\uc778\uc740 15\uc77c(\ud604\uc9c0\uc2dc\uac04) \ube0c\ub9ac\ud551\uc5d0\uc11c 2\ucc28 \ub300\uba74 \ud611\uc0c1 \uc131\uc0ac \uac00\ub2a5\uc131\uacfc \uad00\ub828\ud574 \u201c\uacf5\uc2dd \ubc1c\ud45c\uac00 \uc788\uc744 \ub54c\uae4c\uc9c0 \ud655\uc815\ub41c \uac83\uc740 \uc544\ub2c8\ub2e4. \ub2e4\ub9cc \ub300\ud654\ub294 \uc0dd\uc0b0\uc801\uc774\uba70 \uc6b0\ub9ac\ub294 \ud569\uc758 \uc804\ub9dd\uc5d0 \uae0d\uc815\uc801\u201d\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4. \uadf8\ub7ec\uba74\uc11c \ud68c\ub2f4 \uc7a5\uc18c\uc5d0 \ub300\ud574 \u201c\uc9c0\ub09c\ubc88\uacfc \uac19\uc740 \uacf3\uc774 \ub420 \uacf5\uc0b0\uc774 \ub9e4\uc6b0 \ud06c\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \ubbf8\uad6d\uacfc \uc774\ub780\uc740 \ud30c\ud0a4\uc2a4\ud0c4 \uc218\ub3c4 \uc774\uc2ac\ub77c\ub9c8\ubc14\ub4dc\uc5d0\uc11c 11, 12\uc77c \uc774\ud2c0\uac04 20\uc2dc\uac04 \ub118\uac8c \uc885\uc804 \ud611\uc0c1\uc744 \ubc8c\uc600\uc9c0\ub9cc \ud0c0\uacb0\uc5d0\ub294 \uc774\ub974\uc9c0 \ubabb\ud588\ub2e4.<\/p>\n\n\n\n<p>\uccab \ud611\uc0c1 \uacb0\ub82c \ub4a4\uc5d0\ub3c4 \ub300\ud654 \ub3d9\ub825\uc740 \uc720\uc9c0\ub410\ub2e4. \uc774\ub780 \uad6d\uc601 IRNA\ud1b5\uc2e0\uc5d0 \ub530\ub974\uba74 \uc5d0\uc2a4\ub9c8\uc77c \ubc14\uac00\uc774 \uc774\ub780 \uc678\ubb34\ubd80 \ub300\ubcc0\uc778\uc740 \uc774\ub0a0 \ube0c\ub9ac\ud551\uc5d0\uc11c \u201c12\uc77c \uc774\ub780 \ub300\ud45c\ub2e8\uc774 (\uc774\uc2ac\ub77c\ub9c8\ubc14\ub4dc\uc5d0\uc11c) \ub3cc\uc544\uc628 \ub4a4\uc5d0\ub3c4 \ud30c\ud0a4\uc2a4\ud0c4\uc744 \ud1b5\ud55c \ubbf8\uad6d\uacfc\uc758 \uba54\uc2dc\uc9c0 \uad50\ud658\uc774 \uc9c0\uc18d\ub3fc \uc654\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc758\uacac \uc811\uadfc\ub3c4 \uc774\ub904\uc9c0\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc774\ub0a0 \ubbf8\uad6d \uc628\ub77c\uc778 \ub9e4\uccb4 \uc561\uc2dc\uc624\uc2a4\ub294 \ubbf8\uad6d \uad00\ub9ac\ub97c \uc778\uc6a9\ud574 \uccab \ud611\uc0c1 \ub54c \ubbf8\uad6d \ub300\ud45c\ub2e8\uc73c\ub85c \ub098\uc130\ub358 JD \ubc34\uc2a4 \ubd80\ud1b5\ub839, \uc2a4\ud2f0\ube0c \uc717\ucf54\ud504 \ub300\ud1b5\ub839 \uc911\ub3d9 \ud2b9\uc0ac, \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839 \ub9cf\uc0ac\uc704 \uc7ac\ub7ec\ub4dc \ucfe0\uc288\ub108\uac00 \uc804\ub0a0 \uc774\ub780 \uce21 \ubc0f \uc911\uc7ac\uc790\ub4e4\uacfc \uc804\ud654\ub85c \ud1b5\ud654\ud558\uace0 \uc81c\uc548 \ucd08\uc548\uc744 \uad50\ud658\ud588\ub2e4\uace0 \ubcf4\ub3c4\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc870\uc728\uc740 \ub9c9\ubc14\uc9c0 \ub2e8\uacc4\ub2e4. \uc544\uc2ec \ubb34\ub2c8\ub974 \ud30c\ud0a4\uc2a4\ud0c4\uad70 \ucd1d\uc0ac\ub839\uad00\uc774 \uc774\ub044\ub294 \ud30c\ud0a4\uc2a4\ud0c4 \ub300\ud45c\ub2e8\uc740 \uc774\ub0a0 \ud14c\ud5e4\ub780\uc5d0 \ub3c4\ucc29\ud574 \uc544\ubc14\uc2a4 \uc544\ub77c\uadf8\uce58 \uc774\ub780 \uc678\ubb34\uc7a5\uad00\uacfc \uc885\uc804 \ud611\uc0c1 \uad00\ub828 \uc608\ube44 \ud68c\ub2f4\uc5d0 \ucc29\uc218\ud588\ub2e4. \uc55e\uc11c \uc774\ub780 \ubc18(\u534a)\uad00\uc601 \ud0c0\uc2a4\ub2d8\ud1b5\uc2e0\uc740 \ubb34\ub2c8\ub974 \ucd1d\uc0ac\ub839\uad00\uc774 \uc0c8\ub85c\uc6b4 \ubbf8\uad6d\uc758 \uba54\uc2dc\uc9c0\uc640 2\ucc28 \ud611\uc0c1\uc744 \uc704\ud55c \uacc4\ud68d\uc744 \uc774\ub780\uc5d0 \uc804\ud55c \ub4a4, \uba70\uce60 \ub0b4\ub85c \uc774\uc2ac\ub77c\ub9c8\ubc14\ub4dc\uc5d0\uc11c \uc5f4\ub9b4 2\ucc28 \ud611\uc0c1 \uc758\uc81c\ub97c \uc774\ub780 \ub2f9\uad6d\uacfc \uac80\ud1a0\ud560 \uc608\uc815\uc774\ub77c\uace0 \ubcf4\ub3c4\ud588\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc591\uce21 \ubaa8\ub450 \uc720\ud654\ucc45<\/h3>\n\n\n\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/newsimg.hankookilbo.com\/cms\/articlerelease\/2026\/04\/16\/112f5a60-37ff-4436-867f-20f84ee19b82.jpg?w=640&#038;ssl=1\"><\/p>\n\n\n\n<p>2\uc6d4 \ub9d0 \uc774\uc2a4\ub77c\uc5d8\uc758 \uacf5\uc2b5\uc73c\ub85c \uc0ac\ub9dd\ud55c \uc804 \uc774\ub780 \ucd5c\uace0\uc9c0\ub3c4\uc790 \uc544\uc57c\ud1a8\ub77c \uc138\uc608\ub4dc \uc54c\ub9ac \ud558\uba54\ub124\uc774(\uc624\ub978\ucabd)\uc640 \uadf8\uc758 \uc544\ub4e4\uc774\uc790 \ud6c4\uacc4\uc790\uc778 \uc544\uc57c\ud1a8\ub77c \uc138\uc608\ub4dc \ubaa8\uc988\ud0c0\ubc14 \ud558\uba54\ub124\uc774\uc758 \uc0ac\uc9c4\uc774 \ub2f4\uae34 \uc774\ub780 \ud14c\ud5e4\ub780 \uc2dc\ub0b4 \ud604\uc218\ub9c9 \uc55e\uc744 15\uc77c \ud55c \ub0a8\uc131\uc774 \uc9c0\ub098\uac00\uace0 \uc788\ub2e4. \ud14c\ud5e4\ub780=AFP \uc5f0\ud569\ub274\uc2a4<\/p>\n\n\n\n<p>2\ucc28 \ud611\uc0c1\uc758 \ubaa9\ud45c\ub294 \ud734\uc804 \ud569\uc758\uac00 \ub9cc\ub8cc\ub418\ub294 21\uc77c \uc774\uc804\uc5d0 \uae30\ubcf8 \ud611\uc815\uc744 \uccb4\uacb0\ud558\ub294 \uac83\uc774\ub77c\uace0 \uc561\uc2dc\uc624\uc2a4\uac00 \ubbf8\uad6d \uad00\ub9ac \ub450 \uba85\uc744 \uc778\uc6a9\ud574 \ubcf4\ub3c4\ud588\ub2e4. \uae30\ubcf8 \ud569\uc758 \ub2e4\uc74c \ub2e8\uacc4\ub294 \uc138\ubd80 \ub17c\uc758\ub2e4. \ud3ec\uad04\uc801 \ud569\uc758\uc758 \uc138\ubd80 \uc0ac\ud56d\uc744 \ud611\uc0c1\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud734\uc804\uc774 \uc5f0\uc7a5\ub3fc\uc57c \ud560 \uac83\uc774\ub77c\uace0 \ud55c \ubbf8\uad6d \uad00\ub9ac\uc640 \uc911\uc7ac \uc0c1\ud669\uc744 \uc798 \uc544\ub294 \ud55c \uc18c\uc2dd\ud1b5\uc774 \uc561\uc2dc\uc624\uc2a4\uc5d0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n<p>\ud611\uc0c1 \ud0c0\uacb0 \uc758\uc9c0\ub294 \uc591\uce21 \ubaa8\ub450\uc5d0\uc11c \ud655\uc778\ub41c\ub2e4. \uc774\ub0a0 \uc601\uad6d \ud30c\uc774\ub0b8\uc15c\ud0c0\uc784\uc2a4(FT)\ub294 \uc774\uc2a4\ub77c\uc5d8\uacfc \ub808\ubc14\ub17c \ubb34\uc7a5 \uc815\ud30c \ud5e4\uc988\ubcfc\ub77c \uac04 \ud734\uc804\uc774 \uace7 \ubc1c\ud45c\ub420 \uc608\uc815\uc774\ub77c\uace0 \ub808\ubc14\ub17c \ub2f9\uad6d\uc790\ub97c \uc778\uc6a9\ud574 \ubcf4\ub3c4\ud588\ub2e4. \uc911\ub3d9 \uc5ed\ub0b4\uc5d0\uc11c \uac00\uc7a5 \uac15\ud55c \uc774\ub780\uc758 \ub300\ub9ac\uc138\ub825\uc774 \ud5e4\uc988\ubcfc\ub77c\uc778\ub370, \ubbf8\uad6d\uacfc \uc774\ub780\uc774 \ud734\uc804\uc5d0 \ud569\uc758\ud55c \ub4a4\uc5d0\ub3c4 \uc774\uc2a4\ub77c\uc5d8\uc740 \ud5e4\uc988\ubcfc\ub77c \uc18c\ud0d5\uc744 \uba85\ubd84\uc73c\ub85c \ub808\ubc14\ub17c \uacf5\uaca9\uc744 \uc911\ub2e8\ud558\uc9c0 \uc54a\uc558\ub2e4. \ub808\ubc14\ub17c \ub2f9\uad6d\uc790\ub4e4\uc740 \ubbf8\uad6d \uc8fc\ub3c4\ub85c \ud734\uc804 \ud611\uc0c1\uc774 \uc9c4\ud589\ub418\uace0 \uc788\ub2e4\uace0 FT\uc5d0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n<p>\ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc740 \uc774\ub0a0 \uc0ac\ud68c\uad00\uacc4\ub9dd\uc11c\ube44\uc2a4(SNS) \ud2b8\ub8e8\uc2a4\uc18c\uc15c\uc744 \ud1b5\ud574 16\uc77c \uc774\uc2a4\ub77c\uc5d8\uacfc \ub808\ubc14\ub17c \uc815\uc0c1\uc774 \ud68c\ub2f4\ud560 \uc608\uc815\uc774\ub77c\uace0 \ubc1d\ud788\uba70 \u201c\uc774\uc2a4\ub77c\uc5d8\uacfc \ub808\ubc14\ub17c \uc0ac\uc774\uc5d0 \uc57d\uac04 \uc228\ud1b5\uc774 \ud2b8\uc77c \uacf5\uac04\uc744 \ub9c8\ub828\ud574 \uc8fc\ub824\ub294 \uac83\u201d\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4. \uadf8\ub294 \uc774\uc5b4 &#8220;\ub450 \uc9c0\ub3c4\uc790\uac00 \ub300\ud654\ub97c \ub098\ub208 \uc9c0 \uaf64 \uc624\ub79c \uc2dc\uac04\uc774 \uc9c0\ub0ac\ub294\ub370, \ubb34\ub824 34\ub144\uc774\ub098 \ub410\ub2e4. \ub0b4\uc77c \ub300\ud654\uac00 \uc774\ub904\uc9c8 \uac83\uc774\ub2e4. \uc88b\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. \ud0c0\uc2a4\ub2d8\uc740 \ub808\ubc14\ub17c \ud734\uc804\uc774 2\ucc28 \ud611\uc0c1\uc5d0 \ub098\uc124\uc9c0\ub97c \uacb0\uc815\ud558\ub824\ub294 \uc774\ub780\uc5d0 \uae0d\uc815\uc801\uc778 \uc2e0\ud638\ub85c \uc791\uc6a9\ud560 \uac83\uc774\ub77c\uace0 \uc18c\uc2dd\ud1b5\uc744 \uc778\uc6a9\ud574 \ubcf4\ub3c4\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub780 \uc5ed\uc2dc \uc720\ud654\ucc45\uc744 \ub0b4\ub1a8\ub2e4. \uc774\ub0a0 \ub85c\uc774\ud130\ud1b5\uc2e0\uc740 \uc138\uacc4 \uc11d\uc720\u00b7\uac00\uc2a4 \uc218\uc1a1\ub7c9\uc758 20%\uac00 \ud1b5\uacfc\ud558\ub294 \ud638\ub974\ubb34\uc988\ud574\ud611\uc744 \ubd09\uc1c4\ud574 \uc628 \uc774\ub780\uc774 \ucd5c\uadfc \ub300\ubbf8(\u5c0d\u7f8e) \ud611\uc0c1\uc5d0\uc11c &#8220;\ud574\ud611 \ub0b4 \uc624\ub9cc \uc601\ud574\ub97c \uc9c0\ub098\ub294 \uc120\ubc15\uc740 \uacf5\uaca9\ud558\uc9c0 \uc54a\uaca0\ub2e4&#8221;\ub294 \uc785\uc7a5\uc744 \ubc1d\ud614\ub2e4\uace0 \ubcf4\ub3c4\ud588\ub2e4. \uc790\uad6d \ucabd \ub300\uc2e0 \uc624\ub9cc\uc5d0 \uac00\uae4c\uc6b4 \ubc14\ub2f7\uae38\ub85c \ud574\ud611\uc744 \ub4dc\ub098\ub4dc\ub294 \uc120\ubc15\uc740 \ud1b5\ud56d\uc744 \ubcf4\uc7a5\ud558\uaca0\ub2e4\ub294 \ucde8\uc9c0\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u201c4\uc6d4 \ub9d0\uae4c\uc9c0\ub294 \ud569\uc758\u201d<\/h3>\n\n\n\n<p>\ud611\uc0c1 \uad6d\uba74\uc5d0 \ub4e4\uc5b4\uac04 \ub4a4 \uc6b0\uc704\ub97c \uc810\ud55c \ucabd\uc740 \ubbf8\uad6d\uc778 \ub4ef\ud558\ub2e4. \uc561\uc2dc\uc624\uc2a4\ub294 \uacbd\uc81c \uc704\uae30\uc5d0 \ube60\uc9c4 \uc774\ub780\uc744 \uc0c1\ub300\ub85c \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \ud574\uc0c1 \ubd09\uc1c4\ub97c \uc9c0\uc2dc\ud574 \uc6d0\uc720 \uc218\ucd9c\ub9c8\uc800 \ucc28\ub2e8\ud558\uba74\uc11c, \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud574\uc57c \ud55c\ub2e4\ub294 \uc774\ub780\uc758 \uc555\ubc15\uac10\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4\ub294 \uac8c \ubbf8\uad6d \uce21 \ud310\ub2e8\uc774\ub77c\uace0 \uc804\ud588\ub2e4. \ub808\ube57 \ub300\ubcc0\uc778\uc740 \u201c\uc6b0\ub9ac\uac00 \ud734\uc804 \uc5f0\uc7a5\uc744 \uc694\uccad\ud588\ub2e4\ub294 \ubcf4\ub3c4\ub294 \uc0ac\uc2e4\uc774 \uc544\ub2c8\ub2e4\u201d\ub77c\uba70 \u201c\uc5ec\uc804\ud788 \ud611\uc0c1\uc5d0 \uc804\ub150\ud558\uace0 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uc774\ub780\uc744 \ubcbc\ub791 \ub05d\uc5d0 \uc138\uc6b0\ub824\ub294 \uc758\ub3c4\ub85c \ud574\uc11d\ub41c\ub2e4.<\/p>\n\n\n\n<p>\ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc740 \uc5f0\uc77c \uad70\ubd88\uc744 \uc9c0\ud53c\uace0 \uc788\ub2e4. \uc601\uad6d \ubc29\uc1a1 \uc2a4\uce74\uc774\ub274\uc2a4\ub294 \uc790\uae30\ub4e4\uacfc \uc778\ud130\ubdf0\ud55c \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \ucc30\uc2a4 3\uc138 \uc601\uad6d \uad6d\uc655\uc774 \ubbf8\uad6d\uc744 \uad6d\ube48\uc73c\ub85c \ubc29\ubb38\ud558\uae30 \uc804\uae4c\uc9c0 \uc774\ub780\uacfc \ud569\uc758\ud560 \uc218 \uc788\ub290\ub0d0\ub294 \uc9c8\ubb38\uc5d0 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