{"id":48569,"date":"2026-08-03T07:45:06","date_gmt":"2026-08-03T11:45:06","guid":{"rendered":"https:\/\/koreatimesphila.com\/?p=48569"},"modified":"2026-08-03T07:45:10","modified_gmt":"2026-08-03T11:45:10","slug":"30%ec%96%b5-%eb%a7%88%eb%9e%98%ed%91%b8-1097%eb%a7%8c-%ec%9b%90-68%ec%96%b5-%ec%84%9c%ec%b4%88-%ec%95%84%ed%81%ac%eb%a1%9c-7200%eb%a7%8c-%ec%9b%90-%eb%b3%b4%ec%9c%a0%ec%84%b8-%ea%bb%91%ec%b6%a9","status":"publish","type":"post","link":"https:\/\/koreatimesphila.com\/en\/30%ec%96%b5-%eb%a7%88%eb%9e%98%ed%91%b8-1097%eb%a7%8c-%ec%9b%90-68%ec%96%b5-%ec%84%9c%ec%b4%88-%ec%95%84%ed%81%ac%eb%a1%9c-7200%eb%a7%8c-%ec%9b%90-%eb%b3%b4%ec%9c%a0%ec%84%b8-%ea%bb%91%ec%b6%a9\/","title":{"rendered":"30\uc5b5 \ub9c8\ub798\ud478 1097\ub9cc \uc6d0, 68\uc5b5 \uc11c\ucd08 \uc544\ud06c\ub85c 7200\ub9cc \uc6d0&#8230; \ubcf4\uc720\uc138 \uaed1\ucda9"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ucd5c\uc740\uc11c \uae30\uc790<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">[2026 \uc138\uc81c\uac1c\ud3b8\uc548]<br>\ubd80\ub3d9\uc0b0 \uc138\uc81c\uac1c\ud3b8 \ub530\ub978 \uc138 \ubd80\ub2f4 \uc2dc\ub098\ub9ac\uc624<br>\uacfc\uc138\ud45c\uc900 6\uc5b5 \uc6d0\ub300 \ubcf4\uc720\uc138 \uc0c1\uc2b9\ub960 76%<br>\uacfc\ud45c 3\uc5b5 \uc6d0 \uc774\ud558, \uc0c1\uc2b9\ubd84 50\ub9cc \uc6d0 \uc218\uc900<br>2\ub144 \uac70\uc8fc \uc7a0\uc2e4 \ub9ac\uc13c\uce20 \uc591\ub3c4\uc138 1\uc5b5 \uc21c\uc99d<br>\uac70\uc8fc\uae30\uac04 \uae34 \uacbd\uc6b0\uc5d4 \uc591\ub3c4\uc138 \uc624\ud788\ub824 \uac10\uc18c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/newsimg.hankookilbo.com\/cms\/articlerelease\/2026\/08\/03\/333615df-2c58-4800-96e6-244f890c9f69.jpg?w=640&#038;ssl=1\" alt=\"\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c0\ub09c\ub2ec 28\uc77c \uc11c\uc6b8 \uc6a9\uc0b0\uad6c \ub0a8\uc0b0\ud0c0\uc6cc\uc5d0\uc11c \ubc14\ub77c\ubcf8 \uc11c\uc6b8 \uc2dc\ub0b4 \uc544\ud30c\ud2b8. \ubc15\uc9c0\uc5f0 \uc778\ud134\uae30\uc790<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc11c\uc6b8 \uc1a1\ud30c\uad6c \uc7a0\uc2e4\uc8fc\uacf5 5\ub2e8\uc9c0 507\ub3d9 \uc544\ud30c\ud2b8 \ud55c \ucc44(112\u33a1)\ub97c 5\ub144 \ubbf8\ub9cc \ubcf4\uc720\ud55c 59\uc138 1\uc8fc\ud0dd\uc790 A\uc528\uac00 \uc62c\ud574 \ub0b4\ub294 \ubcf4\uc720\uc138(\uc7ac\uc0b0\uc138+\uc885\ud569\ubd80\ub3d9\uc0b0\uc138)\ub294 \uc791\ub144\ubcf4\ub2e4 45.04% \uc624\ub978 \uc57d 1,257\ub9cc \uc6d0\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc815\ubd80\uc758 \ubd80\ub3d9\uc0b0 \uc138\uc81c\uac1c\ud3b8\uc548\uc5d0 \ub530\ub77c&nbsp;<strong>\ub0b4\ub144 \uc0c1\uc2b9\ub960\uc740 100.51%\ub85c \ud6cc\uca4d \ub6f0\uc5b4 \ubcf4\uc720\uc138\ub294 \ucd1d 2,521\ub9cc \uc6d0\uc774 \ub41c\ub2e4.&nbsp;<\/strong>\uc885\ud569\ubd80\ub3d9\uc0b0\uc138(\uc885\ubd80\uc138) \uacfc\uc138\ud45c\uc900 12\uc5b5~25\uc5b5 \uc6d0 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \uc138\uc728\uc774 1.5%\ub85c \uc624\ub974\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3\uc77c \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \ubd80\ub3d9\uc0b0 \uc138\uc81c \uac1c\ud3b8\uc548\uc5d0 \ub530\ub974\uba74 \uc2dc\uc7a5\uac00\uaca9 30\uc5b5 \uc6d0 \uc774\uc0c1\uc758 \uace0\uac00 \uc8fc\ud0dd, \uc77c\uba85 &#8216;\ub618\ub618\ud55c \ud55c \ucc44&#8217;\ub97c \uac00\uc84c\ub2e4\uba74 1\uc8fc\ud0dd\uc790\ub77c\ub3c4 \uc62c\ud574\ubcf4\ub2e4 \ubcf4\uc720\uc138\uac00 \ucd5c\ub300 \uc218\ucc9c\ub9cc \uc6d0 \ub2e8\uc704\ub85c \uc624\ub974\uac8c \ub41c\ub2e4. \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \ubcf4\uc720\uae30\uac04\uc774 \uae38\ub354\ub77c\ub3c4 \uac70\uc8fc\uae30\uac04\uc774 \uc9e7\ub2e4\uba74 1\uc5b5 \uc6d0\uac00\ub7c9 \ub354 \uc624\ub97c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">30\uc5b5 \uc6d0\ub300 \ub9c8\ud3ec \uc544\ud30c\ud2b8 \ubcf4\uc720\uc138 475\ub9cc \uc6d0 \uc62c\ub77c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub0a0 \ubcf8\ubcf4\uac00 \uc6b0\ubcd1\ud0c1 \uc2e0\ud55c \ud504\ub9ac\ubbf8\uc5b4 \ud328\uc2a4\ud30c\uc778\ub354 \uc804\ubb38\uc704\uc6d0\uc5d0\uac8c \uc758\ub8b0\ud574 \uc138\uc81c\uac1c\ud3b8\uc5d0 \ub530\ub978 \ubcf4\uc720\uc138 \ubcc0\ub3d9 \uc2dc\ubbac\ub808\uc774\uc158\uc744 \ub530\uc838\ubcf8 \uacb0\uacfc, \uc11c\uc6b8 \uac15\ub0a83\uad6c\uc640 \ud55c\uac15\ubca8\ud2b8 \uc18c\uc7ac \uc544\ud30c\ud2b8 \ubcf4\uc720\uc790 \ub300\ubd80\ubd84\uc774 \ubcf4\uc720\uc138 \ubd80\ub2f4\uc774 \ucee4\uc9c0\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c&nbsp;<strong>\uc11c\uc6b8 \ub9c8\ud3ec\uad6c \ub9c8\ud3ec\ub798\ubbf8\uc548\ud478\ub974\uc9c0\uc624 401\ub3d9\uc758 \ub0b4\ub144 \uacf5\uc2dc\uac00\uaca9\uc740 \uc0c1\uc2b9\ub960\uc774 \uc62c\ud574(27.91%)\uc640 \uac19\ub2e4\uace0 \uac00\uc815\ud560 \ub54c 26\uc5b56,700\ub9cc \uc6d0\ub300\uc77c \uac83\uc73c\ub85c \ucd94\uc0b0\ub410\ub2e4.&nbsp;<\/strong>\uc885\ubd80\uc138 \uacfc\uc138\ud45c\uc900 6\uc5b5~12\uc5b5 \uc6d0\uc5d0 \ud574\ub2f9, \uc815\ubd80 \uc138\uc81c\uac1c\ud3b8\uc548\uc5d0 \ub530\ub77c \uc138\uc728 1.3%\uac00 \uc801\uc6a9\ub3fc 1\uc8fc\ud0dd\uc790 \uc885\ubd80\uc138\ub294 (\uace0\ub839\u00b7\uc7a5\uae30\ubcf4\uc720 \uacf5\uc81c \ub300\uc0c1\uc774 \uc544\ub2d0 \ub54c) \uc62c\ud574 208\ub9cc \uc6d0\uc5d0\uc11c \ub0b4\ub144 573\ub9cc \uc6d0\uc73c\ub85c \ud06c\uac8c \ub298\uc5b4\ub09c\ub2e4.&nbsp;<strong>\uacb0\uacfc\uc801\uc73c\ub85c \ub0b4\ub144 \ubcf4\uc720\uc138 \ud569\uacc4\ub294 \uc62c\ud574\ubcf4\ub2e4 76.35%(\uc57d 475\ub9cc \uc6d0) \uc624\ub978 1,097\ub9cc \uc6d0\uc774 \ub41c\ub2e4.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/newsimg.hankookilbo.com\/cms\/articlerelease\/2026\/08\/03\/a557ca15-d8bc-49ba-a86b-3a299f4b9c54.jpg?w=640&#038;ssl=1\" alt=\"\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ub3d9\uc0b0 \uc138\uc81c \uac1c\ud3b8\uc5d0 \ub530\ub978 \ubcf4\uc720\uc138 \ubcc0\ud654. \uadf8\ub798\ud53d=\uc1a1\uc815\uadfc \uae30\uc790<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc885\ubd80\uc138 \uacfc\uc138\ud45c\uc900 25\uc5b5 \uc6d0\uc744 \ub118\uc5b4\uc11c\ub294 \ucd08\uace0\uac00 \uc8fc\ud0dd\uc758 \ubcf4\uc720\uc138\ub294 \ub354 \ud06c\uac8c \uc624\ub978\ub2e4.&nbsp;<strong>\ub0b4\ub144 \uacf5\uc2dc\uac00\uaca9\uc774 68\uc5b54,218\ub9cc \uc6d0\ub300\ub85c \ucd94\uc815\ub418\ub294 \uc11c\ucd08\uad6c \uc544\ud06c\ub85c\ub9ac\ubc84\ud30c\ud06c 111\ub3d9\uc740 \ub0b4\ub144 \ubcf4\uc720\uc138 \ud569\uacc4\uac00 \uc62c\ud574(3,815\ub9cc \uc6d0)\ubcf4\ub2e4 88.60%(\uc57d 3,381\ub9cc \uc6d0)\uac00\ub7c9 \uc99d\uac00\ud55c 7,196\ub9cc \uc6d0\uc774 \ub41c\ub2e4.&nbsp;<\/strong>\uc9c0\ub09c\ud574\uc640 \uc62c\ud574 \ubaa8\ub450 \uc804\ub144 \ub300\ube44 \ubcf4\uc720\uc138 \uc0c1\uc2b9\ub960\uc774 30%\ub300\uc600\ub358 \uac83\uc5d0 \ube44\ud558\uba74 \uc0c1\uc2b9 \ud3ed\uc774 \ub9e4\uc6b0 \ucee4\uc9c0\ub294 \uc148\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc5d0 \ubc18\ud574 \uc131\ub3d9\uad6c\uc758 \uc655\uc2ed\ub9ac \ud150\uc988\ud790, \ud558\uc655\uc2ed\ub9ac\ub3d9 \uc13c\ud2b8\ub77c\uc2a4\ub294 \ubaa8\ub450 \uc62c\ud574 \ub300\ube44 \ub0b4\ub144 \ubcf4\uc720\uc138 \uc99d\uac00\ubd84\uc774 50\ub9cc \uc6d0\ub300 \uc218\uc900\uc73c\ub85c \uc0c1\uc2b9\ub960\uc774 17, 18%\ub300\uc5d0 \uba38\ubb3c\ub800\ub2e4.&nbsp;<strong>\ub450 \uc544\ud30c\ud2b8 \ubaa8\ub450 \ub0b4\ub144 \ucd94\uc815 \uacf5\uc2dc\uac00\uaca9\uc774 16\uc5b5 \uc6d0\ub300\ub85c, \uacfc\uc138\ud45c\uc900 3\uc5b5 \uc6d0 \uc774\ud558 \uad6c\uac04\uc774\ub77c \uc138 \ubd80\ub2f4 \uc601\ud5a5\uc744 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uac8c \ubc1b\ub294\ub2e4.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc7ac\uc815\uacbd\uc81c\ubd80\ub294 \uc2dc\uac00 45\uc5b5 \uc6d0 \uc8fc\ud0dd\uc758 \ubcf4\uc720\uc138 \ud569\uacc4\uac00 \uc62c\ud574 916\ub9cc3,000\uc6d0\uc5d0\uc11c \ub0b4\ub144 \ucd5c\ub300 1,376\ub9cc \uc6d0\uc73c\ub85c 460\ub9cc \uc6d0\uac00\ub7c9 \ub298\uc5b4\ub0a0 \uac83\uc774\ub77c\uace0 \uc608\uace0\ud588\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub294 \u25b3\ub0b4\ub144 \uacf5\uc2dc\uac00\uaca9 \ubcc0\ub3d9\uc774 \uc5c6\uace0 \u25b3\uc8fc\ud0dd \ubcf4\uc720\uc790\uac00 \uacf5\uc81c\uc728 \ucd1d 60%\ub97c \uc801\uc6a9\ubc1b\ub294\ub2e4\uace0 \uac00\uc815\ud55c \uac12\uc774\ub77c \ud604\uc2e4\uacfc \uad34\ub9ac\uac00 \uc788\uc744 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc591\ub3c4\uc138, \uac70\uc8fc\uae30\uac04 \uae38\uba74 \uc138 \ubd80\ub2f4 \uc644\ud654<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/newsimg.hankookilbo.com\/cms\/articlerelease\/2026\/08\/03\/b28fa579-34fc-4e5d-93d9-a183c28a9f7c.jpg?w=640&#038;ssl=1\" alt=\"\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c0\ub09c\ub2ec 27\uc77c \uc11c\uc6b8 \uc2dc\ub0b4 \ud55c \uacf5\uc778\uc911\uac1c\uc0ac\ubb34\uc18c\uc5d0 \ubd80\ub3d9\uc0b0 \uac70\ub798 \uc815\ubcf4\uac00 \uac8c\uc2dc\ub3fc \uc788\ub2e4. \ub274\uc2a41<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc591\ub3c4\uc138\ub294 \uac70\uc8fc\uae30\uac04\uc774 \uc9e7\uc744\uc218\ub85d \ubd80\ub2f4\uc774 \ucee4\uc9c4\ub2e4. \uc6b0 \uc804\ubb38\uc704\uc6d0\uc758 \uc608\uce21\uc5d0 \ub530\ub974\uba74, \uc591\ub3c4\uac00\uc561\uc774 24\uc5b55,000\ub9cc \uc6d0\uc778 \uc11c\uc6b8 \ub3d9\uc791\uad6c \ud751\uc11d \ud55c\uac15\ud604\ub300\uc544\ud30c\ud2b8 1\uc8fc\ud0dd\uc790\uc758 \ubcf4\uc720\u00b7\uac70\uc8fc \uae30\uac04\uc774 \ubaa8\ub450 10\ub144\uc77c \uacbd\uc6b0, \ud604\ud589 \uae30\uc900 \uc57d 4,960\ub9cc \uc6d0\uc778 \uc591\ub3c4\uc138\ub294 2028\ub144 \uae30\uc900 4,024\ub9cc \uc6d0\uc73c\ub85c \uac10\uc18c\ud55c\ub2e4. \ucd1d 80%(\uac70\uc8fc \uc5f0 4%\uc529 40%, \ubcf4\uc720 \uc5f0 4%\uc529 40%) \uc801\uc6a9\ub418\ub358 \uacf5\uc81c\uc728\uc774 \uadf8\ub300\ub85c 80%(\uac70\uc8fc \uc5f0 6\ub144 \ucd1d 60%, \ubcf4\uc720 \uc5f0 2\ub144\uc529 20%)\ub85c \uc720\uc9c0\ub418\ub294 \ub370\ub2e4, \uae30\ubcf8\uacf5\uc81c\uc561\uc774 \ud604\ud589 250\ub9cc \uc6d0\uc5d0\uc11c 2,500\ub9cc \uc6d0\uc73c\ub85c \ub298\uc5b4\ub098\uc11c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc&nbsp;<strong>\uc591\ub3c4\uac00\uc561\uc774 30\uc5b5 \uc6d0\uc778 \uc7a0\uc2e4 \uc5d8\uc2a4 \uc544\ud30c\ud2b8 1\uc8fc\ud0dd\uc790\uc758 \ubcf4\uc720\uae30\uac04\uc774 10\ub144\uc774\ub354\ub77c\ub3c4 \uac70\uc8fc\uae30\uac04\uc774 2\ub144\uc5d0 \ubd88\uacfc\ud558\ub2e4\uba74, \ud604\ud589 \uae30\uc900 2\uc5b56,992\ub9cc \uc6d0\uc774\ub358 \uc591\ub3c4\uc138\ub294 2028\ub144\uc774\uba74 3\uc5b56,550\ub9cc \uc6d0\uc73c\ub85c 9,557\ub9cc \uc6d0 \ub354 \ub298\uc5b4\ub09c\ub2e4.&nbsp;<\/strong>48%(\uac70\uc8fc 8% , \ubcf4\uc720 40%)\uc600\ub358 \ud604\ud589 \uacf5\uc81c\uc728\uc774 2028\ub144 32%(\uac70\uc8fc 12%, \ubcf4\uc720 20%)\ub85c \uc904\uc5b4\ub4e4\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9c8\ucc2c\uac00\uc9c0\ub85c \uc2dc\uac00\uac00 30\uc5b5 \uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uace0\uac00 \uc8fc\ud0dd\uc774\ub77c\uba74 \uc544\ubb34\ub9ac \uac70\uc8fc\uae30\uac04\uc774 \uae38\uc5b4\ub3c4 \uacf5\uc81c \ud55c\ub3c4\uac00 \uc801\uc6a9\ub41c\ub2e4. \uc7ac\uacbd\ubd80\uc5d0 \ub530\ub974\uba74, \uc591\ub3c4\uac00\uc561 75\uc5b5 \uc6d0 \uc8fc\ud0dd\uc5d0 \ub300\ud574 10\ub144 \ubcf4\uc720\u00b7\uac70\uc8fc\ud55c \uacbd\uc6b0 \uacf5\uc81c\uc728\uc740 \uc904\uace7 80%\ub85c \ub3d9\uc77c\ud558\ub2e4. \ud558\uc9c0\ub9cc 2028\ub144 \uacf5\uc81c\uc561\uc740 20\uc5b5 \uc6d0\uc73c\ub85c \ud55c\uc815\ub3fc \ud604\ud589 \uacf5\uc81c\uc561 33\uc5b56,000\ub9cc \uc6d0\ubcf4\ub2e4 \uc801\uc5b4\uc9c4\ub2e4. 2029\ub144\uc774\uba74 \uacf5\uc81c \ud55c\ub3c4\ub294 10\uc5b5 \uc6d0\uc73c\ub85c \ub354\uc6b1 \uc904\uc5b4\ub4e4\uc5b4 \uc591\ub3c4\uc138 \ubd80\ub2f4\uc774 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\uc5f0\uad00\uae30\uc0ac<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.hankookilbo.com\/news\/article\/A2026073013150004102\">\uc815\ubd80\ub294 &#8216;\uc138\uc81c \uc815\uc0c1\ud654&#8217;&#8230; \uc2dc\uc7a5\uc740 &#8220;\uc99d\uc138\ub85c \uac15\ub0a8, \ud55c\uac15\ubca8\ud2b8 \ub9e4\ubb3c \ucd9c\ud68c \uc720\ub3c4&#8221;<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hankookilbo.com\/news\/article\/A2026080309360000039\">\ud55c\uad6d\ud310 IRA &#8216;\uc804\uae30\ucc28 \ube7c\uace0&#8217; \ub3c4\uc785&#8230; \uc774\uc790\u00b7\ubc30\ub2f9 \uc804\uc561 \ube44\uacfc\uc138 ISA \uc2e0\uc124<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hankookilbo.com\/news\/article\/A2026080310590002975\">\uc800PBR \uae30\uc5c5 \uc0c1\uc99d\uc138 \ubd80\ub2f4 \ud655\ub300&#8230; \uac00\uc5c5\uc0c1\uc18d\uacf5\uc81c\ud55c\ub3c4 1000\uc5b5 \ub192\uc774\ub418 \uc8fc\ucc28\uc7a5 \ub4f1 \uc81c\uc678<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hankookilbo.com\/news\/article\/A2026080314190003047\">\uc2dc\uac00 30\uc5b5 &#8216;\ub618\ub618\ud55c \ud55c 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